Manual underwriting is the real bottleneck. Not credit risk. Not borrower intent. Not demand. It’s the amount of human effort required before a deal is even ready for a decision. Here’s how it shows up in real life 👇 1️⃣ The same prep work happens on every deal Documents, checks, follow-ups. A $50K loan doesn’t arrive cleaner than a $500K one. 2️⃣ Skilled time gets spent on setup 🧠 Underwriters prepare files instead of applying judgment. 3️⃣ Speed breaks before credit does ⏳ Files wait. Momentum fades. Deals stall without being declined. 4️⃣ Smaller deals feel it first When effort stays constant, margins tighten fast. 5️⃣ “Approved” doesn’t always mean funded Some deals quietly fall out of the funnel. This isn’t about people doing a bad job. It’s about workflows that were never built to scale. Until underwriting stops being fully manual, this bottleneck stays ⚙️

🎉 Kaaj Wrapped 2025 - $5B+ in small business loans assessed - 15+ features launched - $3.8M raised - 1.2M+ media impressions - Built real momentum Thank you to all our customers, partners, investors, and team members for an incredible year! Here's to 2026! 🚀 #SmallBusinessLending #AI #2025Wrapped

What takes days → 3 minutes What requires manual review → Decision-ready analysis We've already processed $5B+ in loan applications. To the small businesses powering our economy: we're building the infrastructure you deserve. Thank you to our investors, customers and everyone who has believed in our vision. Let's expand access to capital, together. #SmallBusinessFinance

Kaaj Raises $3.8M to Expand Access to Capital for Small Businesses with New Agentic AI Credit Intelligence Platform ffnews.com/newsarticle/fundi… via @fintechf

Why do small businesses struggle to access capital? Our founders @shivi1626 & @suputsav break it down: The economics problem - How agentic AI changes the game - Why faster, consistent decisions unlock capital for millions. When small businesses thrive, communities thrive. #AccessToCapital #AgenticAI piped.video/watch?v=MelVdZbz…

3 minutes vs. 3 weeks. In commercial lending, speed isn't just convenience, it's survival. What if the economics could change? #SmallBusinessFinance #LendingInnovation #FinancialInclusion

Thank you to @TechCrunch and @DominicMadori for covering Kaaj's journey and the larger story of access to capital for small businesses. This article helps more people understand why this problem matters and that solutions exist. #AccessToCapital

Kaaj helps automate credit risk analysis for small business lenders. What took days now takes minutes , helps them make decisions faster, and improve margins. This will help more small businesses access affordable capital. Thank you @DominicMadori at @TechCrunch for the coverage. This is a milestone in our mission to increase access to capital for small businesses through our credit intelligence platform for lenders

Thank you for covering us, @TechCrunch This is a milestone in our mission to increase access to capital for small businesses through our credit intelligence platform for lenders

The small business lending industry is broken by design. 50% of applicants don't get full funding. Manual underwriting = weeks of waiting. Loans under $1M aren't profitable. It's not a people problem. It's an economics problem and it need systematic solutions. #Fintech #SmallBiz

What does it take to deploy AI where failure isn’t an option? Utsav Shah (Co-Founder, @kaaj_ai) and @itsjustnikhil (CEO, Future AGI) break down how to build systems that operate reliably in high-stakes domains, finance, healthcare, and autonomy. From automation boundaries to infra that holds under stress, this is your playbook for safe, production-grade AI: piped.video/6XhHQ4zSRvM?feature…

Big moment for team @kaaj_ai on winning the @FintechMeetup Startup Pitch Competition! 🎉 Judged by experts from @jpmorgan, @CommerceVC, @goodwinlaw and @Mastercard Super pumped to keep building tools that help lenders support small businesses. Let’s go! 🚀 #AI #smblending

We're excited to announce that @shivi1626 will be speaking at the intimate 6th Annual Fintech Retreat on Feb 3-4 in San Francisco! Shivi will be discussing AI and the Acceleration of Finance alongside industry leaders #FintechRetreat #FinancialServices #AI #SMBLending

Thrilled to share that Kaaj is now SOC2 compliant 🎊 This marks a major step towards ensuring data security & integrity and our commitment to it🏆 Shoutout to @SprintoHQ for powering this journey

It was thrilling to see Kaaj being featured on exhibit boards at the largest industry convention. #ELFA #AI #EquipmentFinancing