We help small businesses grow with financial solutions that boost their cash flow and get them paid faster.

Bellaire, TX
“This period of extraordinary demand for our factoring services requires extraordinary managers to deliver those services.” ➡️ See the full release: buff.ly/m2bHJrT #TeamCharCap #CharCapCulture #CharterCapital #AP #PressRelease
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Fast Fact: A personal debt-to-income ratio over 35% can hurt your chances when seeking business funding. ⚠️ ↪️ Get tips to address this and other common challenges: buff.ly/Bg6W0cd #PersonalFinance #Debt #FinancialHealth
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SBA loans are a great option if you qualify and can wait for funding. 🤓 But if you don’t or can’t, explore invoice factoring. 🎯 #SBA #SBALoans #SmallBusinessLending #SmallBusinessLoans
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Did you know women-owned businesses are more likely to start small and stay small? 🤨 ➡️ Explore why and how to address it head-on: buff.ly/3C2Zs08 #WomensSmallBusinessMonth #WomenInBusiness #GirlBoss
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Here’s one for the spooky season. 👻 Naturally, King was referring to writing when he said this, but it rings true for most things in life, including launching a business or making a major pivot. It usually gets easier. 🫰 #MondayMotivation #MotivationalQuote #StephenKing
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Thank you for the kind words, Suzannah! 🎉 We’re thrilled you’ve been able to accept additional large clients and look forward to watching your business grow even more. 🚀 #FundedByCharCap #CPA #Accounting #InvoiceFactoring
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Not all debt is bad. 💡 ➡️ Learn how to spot the difference between good and bad debt here: buff.ly/f8Z3Fqb #GetSmartAboutCreditDay #CreditEducation #CreditTips
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Effective October 1st, SBA loans got a little more affordable for some businesses. 📰 But don’t expect your application to be easier or to be funded any faster. ❌ If these things matter to you, invoice factoring may be a better fit. 💡 #SmallBusinessNews #SBALoans #SBA
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More than a quarter of small business owners don’t have a separate account for their company. It’s one of the common issues we cover in our latest guide. 🧐 ➡️ Explore more mistakes and solutions: buff.ly/NVsG4Wm #FinanceTips #EntrepreneurLife #FinancialMistakes
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Often attributed to Mark Twain, although the author is unknown, this aligns well with the Kaizen philosophy. 💡 Incremental improvements give you progress and room to grow in real time. 📏 #MondayMotivation #MotivationalQuotes #MarkTwain #Kaizen #BizOps #Operations
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“Outsourcing gives businesses access to specialized expertise, proven systems, and advanced technology without the overhead required to build every function in-house.” ➡️ Get the full scoop: buff.ly/VVx3c6C #Outsourcing #PressRelease #AP
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You can get approved for factoring the day you apply, but if you have an SBA loan, there’s a little more legwork, and your lender will be involved. Still, some businesses are up and running in a couple of weeks. 🚀 ➡️ Learn how: buff.ly/QkpEC1R #SBA #SBALoans
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The number of decisions you need to make daily scales with your business. 📈 Build a strong leadership structure to help work move faster, maintain clear accountability, and give the business greater capacity to grow. 🚀 #WorkplaceCulture #BusinessSuccess #Leadership
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Did you know the average business owner receives over 100 emails per day? 🤯 Spend a little time today unsubscribing, archiving, and organizing your inbox to boost productivity. 📨 ➡️ Explore more time management tips: buff.ly/mcNlrlI #ZeroInboxDay #ProductivityHacks
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Take time to establish goals that help ensure where you’re funneling your energy produces meaningful change (in the right direction). 🔀 #MondayMotivation #MotivationalQuote #BusinessGrowth #EllenGlasgow
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Many small businesses and contractors serving the oil industry struggle to secure loans due to industry volatility and cash flow challenges, compounded by long payment terms. 😰 Factors can often say “yes” even when banks say “no.” 💪 #FundedByCharCap #OilfieldServices
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It’s officially the fourth quarter! 🗓 If this is a busy time of year for you, make sure you’re staying charged by maintaining work-life balance. ⚖️ ➡️ Tips here: buff.ly/9Tpot1v #WorkLifeBalance #EntrepreneurLife #StartupLife
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If too much revenue comes from one service, customer type, or industry, even small shifts create instability. 😬 Diversification can provide you with more consistent cash flow while reducing dependence on a single source. 🎯 #BusinessFinance #BusinessStrategy
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If you have an existing SBA loan, there’s a good chance there’s a lien on your business assets, but that doesn’t mean you can’t access more funding. 🪙 ↪️ Learn how: buff.ly/tpkrMGU #SBALoans #SBA #BusinessLoans #BusinessFinance
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Saffo’s specialty is technology, but the message aligns well with financial forecasts. Your forecasts might not be 100% accurate, but they can help you understand your current risks and choices, so you can make smarter decisions. 🤓 #MondayMotivation #BusinessQuote #PaulSaffo
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