Q3 is coming to a close. What should you be watching as we head into Q4? Join Compound Planning's Stephen Dean, CFA and Dimitry Farberov, CFA, CFP® on October 14 for our next Compound Conversation on the state of the market Register here: compoundplanning.com/events/…

Parents worry about trusting their kids with money. The bigger risk might be the trust that determines how they actually inherit it. Tim Hamilton, CFP®, CIMA® has seen that kind of mess up close in his own family. When his grandmother needed help, they found an annuity nobody knew existed, then other accounts the family had to piece together. In the latest episode of "The Concentrated Position" Tim and Dimitry Farberov, CFA®, CFP® discuss: → Why an old trust is worth revisiting long before anything feels urgent → The sibling who becomes the default caregiver while everyone else lives somewhere else, and the resentment that builds when nobody says it out loud → The difference between a durable and a springing power of attorney, and why getting it wrong can leave you locked out exactly when you need it most The episode also opens with what moved markets after a strong first half, from the Magnificent Seven's slump to the sharp rotation out of semiconductor names that had run up hundreds of percent. Listen to "Trust Issues" on Spotify or Apple Podcasts. 🎧 Spotify: lnkd.in/gVwjKrD8 🎧 Apple Podcasts: lnkd.in/gEYWyNMk

Put $10,000 into a 529 when your kid is born. By the time they're 18, $30,000 of the growth could come out completely tax-free. Todd Rowe, CPA, CFP® said it plainly on the recent episode of The Concentrated Position: a 529 works a lot like a Roth IRA, but for education. It's tax-free growth, as long as the money goes toward qualified education expenses. And the accounts have gotten more flexible than a lot of parents realize: → Funds can now cover K-12 private school tuition, not just college → Unused funds can roll into a Roth IRA for the beneficiary, within certain limits As Todd put it, unless a family has already decided education isn't something they're funding, a 529 is hard to pass up. Listen to the latest episode, "The Baby Balance Sheet," with Tim Hamilton, CFP®, CIMA® and Dimitry Farberov, CFA®, CFP® on Spotify or Apple Podcasts.

What happens when the investment data you rely on shows up half as often? The SEC might let public companies report on their earnings twice a year instead of the current four. The goal is to lower compliance burdens on smaller companies and encourage more of them to go public. Our CIO Stephen Dean, CFA spoke with S&P Global Market Intelligence about what that tradeoff looks like in practice: → Six months of company news hitting at once means there could be bigger bigger earning surprises and more volatility in small- and mid-caps → Analysts without access to alternative data or management relationships will have a harder time filling the gaps → That information asymmetry could create more misvaluations — and more opportunity for active managers Read Steve’s full take with S&P Global Market Intelligence about what this shift could mean for investors and markets: spglobal.com/market-intellig…

We've been having these conversations with clients for years. Now we're sharing them with you. Come join us on The Concentrated Position. 🎙️ Tim Hamilton, CFP®, CIMA® and Dimitry Farberov, CFA®, CFP® have spent nearly two decades sitting across from people with complicated financial lives, helping them through big decisions and real trade-offs. Now you get a seat at the table. Each episode covers what's moving markets and the personal situations that keep our clients up at night: concentrated stock, liquidity events, private investments, and everything in between. And we're kicking things off with a good one. Tim and Dimitry dig into the wealth immunity trap. Why do people who've responsibly saved and planned still feel like they don't have enough? They also get into why markets are at all-time highs when nothing in the news feels like it should allow that. Subscribe now so you don't miss future episodes. 🎧 Apple Podcasts: podcasts.apple.com/us/podcas… 🎧 Spotify: open.spotify.com/episode/0bb…

Our own Tara Shulman spoke with the Wall Street Journal about the real emotional toll an IPO takes on employees coming into life-changing money for the first time. With SpaceX, Anthropic, and OpenAI all heading toward public debuts, more employees are about to face that moment than we’ve seen in years. When working with clients through a liquidity event, Tara starts by figuring out what the money actually needs to do for their life before they feel pressure once the lockup expires. That context is what makes it possible to build a real plan, one that accounts for taxes, timing, and concentration risk, but is ultimately grounded in something more personal than market performance. And when the pressure does arrive, having someone who can hold you to that plan is what separates a good outcome from a costly one. Read her full perspective on what to do before your equity becomes liquid here: wsj.com/personal-finance/spa…

It's here... Meet the Compound iOS app. 🙌 Our dashboard gives you a complete picture of your financial life — net worth, equity, cash flow, tax modeling, and documents, all in one place. The kind of visibility that used to require a family office is now accessible to anyone managing real financial complexity. And now it's on your iPhone. Everything you need, now in your pocket: → Net worth tracking with automatic updates as markets move and valuations change → Equity grant monitoring →Your full document vault — financial, tax, and estate files, always accessible →Instantly switch between dashboards without signing back in Everything stays secure and automatically synced, so what you see on your phone always matches what's on your desktop. Already have a dashboard? Download and sign in. If you haven't set one up yet, you can do it entirely from your phone. 📲 Download on the App Store: apps.apple.com/us/app/compou…

We officially crossed $5B in AUM, marking 75% growth since January 2025. This growth reflects what happens when you build wealth management around a client's entire financial life, not just a portfolio. Since January 2025, we've: → Added 24 advisors and 700+ new clients → Grown AUM by over $2 billion → Most recently welcomed four senior leaders across advisory, tax, product, and advisor growth We're deepening what we can deliver in the areas that matter most to our clients. And we're building the future of wealth management, and that future feels closer every day. Read more 👉 compoundplanning.com/newsroo…

Stephen Dean, CFA is back with his State of the Market update for November 2025: Priced for Perfection He dives deep into October’s market dynamics and the key risks he’s watching heading into year-end and 2026 Read it here: info.compoundplanning.com/in…

Q4 State of the Market: How low will rates go? In his latest commentary, Stephen Dean, CFA unpacks where interest rates may head next — and what that means for markets and investors as we close out 2025. 👉 Read the full commentary: info.compoundplanning.com/in…

Two @Compound advisors — Nicholas Garcia (SF) & Tara Shulman (NYC) — were named to the 2025 Forbes Top Next-Gen Wealth Advisors Best-In-State list Congrats to both! Well deserved recognition for the work they do with founders, early employees & execs compoundplanning.com/newsroo…

📣 $4B+ in AUM. Here’s how @Compound keeps compounding. When we merged Compound and Alternativ Wealth in September 2023, we managed about $1B in client assets. Less than two years later, we’ve grown 269% — adding nearly $3B more. So far this year, we’ve: → Welcomed 640 new clients → Added 17 new advisors in 10 states → Embedded tax filing into the Compound Dashboard → Passed 10,000 Dashboard users managing their wealth in one place From the start, our goal’s been simple: make it easier for clients to see and manage their entire financial life in a single place — and give advisors the tools to make that happen. We’re proud of what we’ve built so far. And we’re just getting started. Read more: compoundplanning.com/newsroo…

Markets surged in July — but the outlook remains anything but simple

We’re so proud to be recognized by Financial Advisor Magazine as one of America's Top RIAs, and ranked #5 on their list of 50 Fastest Growing RIAs for 2025. It’s the second year in a row we’ve been featured on both lists. For the past two years, we’ve seen serious momentum: In 2024, we doubled our AUM and added 30 advisors. This year, we’ve already added 18 more advisors, surpassed $3 billion in AUM, and integrated multi-tiered, full-service tax support into our dashboard. The recognition from Financial Advisor Magazine means so much to everyone at Compound because it's proof we're actually reimagining wealth management — and it's having a real impact on the industry. We’ve grown by focusing on what matters most: giving clients the personalized support they need to grow their wealth thoughtfully, proactively, and holistically. Together, we're setting new standards for what modern wealth management can look like. You can read the full announcement here: compoundplanning.com/newsroo…

50+ advisors and counting — meet our 8 newest advisors, including a $120M+ team See who joined 👇 compoundplanning.com/newsroo…

Are your eyes glued to the stocks app? Do you maybe track dips and rises a little too closely? It’s important to pay attention — but you don’t want to make emotional choices on daylong changes. Our goal is to help you focus on the big picture. Track your progress based on objectives like: → Retiring at a specific age and income → Funding your children's education → Building wealth for multiple generations → Alleviating the tax and administrative burden for heirs Don’t ask: “How did my portfolio perform this week?" Instead, ask yourself: "Am I on track to meet my financial goals?" That’s something we’re always thinking about — and discuss in the 1st edition of our new newsletter, Compound Interests. Subscribe here 👇 manual.compoundplanning.com/…

Last week, Eric Flynn took the stage at the @barronsadvisor Independent Summit to talk about “The Generational Shift: Navigating the Next Wave of Clients & Talent" He shared insights on (1) how client expectations are evolving, (2) what advisors need to stay ahead, and (3) how we've built our tech, team, and services to help them meet clients where they are — today and in the future #BAIndependent

It’s a big day — we’ve passed $3 billion in AUM, and we brought seven outstanding financial advisors on board. Four of our new team members, an advisory group that previously managed $1.2B, also opened Compound’s new office in Des Moines. Meet the Des Moines team, each with over 20 years of experience: → Kevin Lors excels at integrating tax strategies into complex financial situations, throughout every phase of business ownership → Lindsey O'Neil brings a family office background, with expertise in cash flow planning, income tax, and more → Joleen Scheer has spent her career delivering holistic wealth management services → Aaron Schomer specializes in complex estate design, tax planning, and more We’re also bringing on Boyan Doytchinov, Wiley Belknap, and Patrick Scherer as we build out our advisor team. And another huge staff addition has come to our leadership team. Courtney Holt has been named our Chief Compliance Officer — she’ll play a key role in leading the firm’s regulatory and compliance operations as we continue to grow. Our mission is to bring in the top advisors and offer best-in-class technology so we can deliver the highest level of value to our clients. We’re proud to achieve that goal every day. Read the full story: compoundplanning.com/newsroo…

Worn out by tax season? We’re thrilled to share that we’ve expanded our tax filing service — now fully integrated into client dashboards. Traditionally, firms treat tax time like a separate animal — not part of the broader financial planning picture. We’re bringing it all together in one place, embedding tax solutions directly into our wealth management platform. What does that look like? → Filing taxes right in our dashboard → Consolidating financial info in a central location → Integrating tax planning with your full financial strategy Whether you’re dealing with one W2 or managing equity compensation (or rental income, or private foundations, or multiple legal entities) we streamline the whole process. It’s like our CEO @christian_haigh says: "We're obsessed with making wealth management seamless — giving clients and advisors everything they need in one place." Taxes are another piece of the puzzle. It just makes sense to bring them in. And because taxes are a critical part of wealth management, tax filing is available exclusively to Compound Planning clients. Here’s everything you need to know about our expanded tax filing services: compoundplanning.com/newsroo…

"Tomorrow we should be a better firm than we are today." That’s what our CEO and co-founder @christian_haigh told @barronsadvisor And that's what drives us everyday

We were thrilled to welcome 30 talented advisors in 2024 — a 3x increase from 2023. Yeah, that’s triple the advisors. We're also kicking off 2025 by celebrating the incredible talent that joined our team at the end of 2024 and the exciting growth ahead as we continue to support our expanding team. → Allison Tully joins as Head of Trading, bringing 20 years of complex portfolio management experience with a focus on ultra-high-net-worth clients → Steve Fallat, our new Head of Engineering, brings deep expertise in building high-performing tech teams → Joseph Silva, CPA is our Head of Finance, leveraging his CPA background and skills in creative problem-solving → Nelson Arnous is rising from his product manager role to become our Head of Product, overseeing our full product suite → Matt Faubion, CFP® brings 12+ years of experience, including leading his own RIA, specializing in equity compensation, tax strategy, and portfolio management → Jakub Kubrak focuses on financial planning for retirees, business owners, and family offices, bringing 15+ years of wealth management experience → Dimitry Farberov, CFA®, CFP® leverages 17+ years of experience across capital markets, technical analysis, and behavioral finance to craft customized solutions for clients → Michael Hunter, MBA, AWMA, CAPM is an experienced financial advisor who has spent more than a decade leading and supporting advisor teams → Teddy Levitt uses his 12+ years of wealth management experience, including roles at Altruist and AllianceBernstein, to help advisors successfully transition to Compound → Tiffany Tocco joins Compound with 10+ years of experience, helping next-gen advisors grow by combining technology with a client-first approach We’re committed to reimagining wealth management for the next generation of advisors, and this team is primed to reach that goal. To our new team members: Welcome to Compound! We're building something special together. To our clients and partners: Thank you for your being on this journey with us as we develop the wealth management solutions you deserve. Over the past year, we doubled our AUM. As we grow, the future only looks more promising. Learn more about our expansion: compoundplanning.com/newsroo…

The chart below plots historical observations of the price-to-forecast earnings ratio (“forward P/E") for the S&P 500 vs the subsequent 3-year annualized return for the index. The current forward P/E ratio of 21.8 implies just 2.9% returns over the next three years.

Sentiment can be volatile, but the chart below shows a generally strong improvement since the low point in June of 2022, the same month inflation hit its recent high point of 9%.

*Economic conditions remain strong* Because monetary policy works with lags that are “long and variable,” the fear is that the Fed kept rates too high for too long, increasing the risk of a recession at some point in the near future.

The latest release of the Personal Consumption Expenditures Price Index (PCE), the measure the Fed tends to focus on, showed an increase in inflation in November following a similar increase in October.24 You can see the uptick in the PCE in the chart below.

*Stubborn inflation sparks fears of a 70s-like “second wave”*

*Mixed results in private markets*

*Rising long-term rates challenge bonds*

*Stocks post another solid year, but gains remain concentrated*

You can read Steve's full commentary about November 2024 here: info.compoundplanning.com/in…

Maximizing your firm's plans is the cornerstone of successful retirement planning Yet, many attorneys, partners and other professionals overlook this crucial step, leaving money on the table Here's why it matters and what to do:

A big thank you to Lilly Riddle and @CitywireRIA for sharing our latest news and capturing @christian_haigh’s thoughts on why it’s so important to bring unique offerings to both clients and advisors in today’s fast-paced world. “The recruiting environment across wealth management is undoubtedly competitive and it has been extremely gratifying to receive such a positive reception from the advisor community this year.” You can read the full story here: citywire.com/ria/news/compou…

Stephen Dean, CFA is back with his monthly State of the Market commentary, covering recent market events and why they matter. Solid economic reports throughout the month with little change in inflation caused investors to recalibrate expectations of the speed and magnitude of the Fed's rate cutting path. Futures markets are now pricing in both fewer rate cuts and a higher ending rate for this cycle than in September. [1] This shift dragged down both stock and bond returns and added volatility during the month. While equity markets have historically paid little attention to which party occupies the White House, additional market volatility came from investors positioning themselves for the outcome of what is projected to be an extremely close presidential election. October at a glance: → US real GDP rose 2.8% in Q3, down slightly from 3% in Q2. [2] → The Core PCE price index was up 2.7% in September from a year ago. [3] → The unemployment rate remained at 4.1% despite weak job gains on strike and hurricane impacts. [4] → Stocks ended the month on a weak note as Q3 earnings were mixed for some bellwether tech companies. → Equity market volatility increased on heightened focus on earnings and the election. → Interest rates have moved up since the Fed rate cut in September. You can read Steve's full commentary about October 2024 here: info.compoundplanning.com/in…

High earners can legally bypass IRA income limits and unlock decades of tax-free growth with these tax-smart strategies:

If you’re an attorney, you might want to consider a glide-path approach to early retirement Here are a few key factors to consider:

Join our next Compound Conversation about the current State of the Market. 📆 Date: Wednesday, October 23rd 🕚 Time: 11am PT / 2pm ET Stephen Dean, CFA and Tara Shulman will explore key developments so you can cut through the noise of recent economic and market activity and focus on what matters most. Steve and Tara will cover: → public markets → private markets → the macro economy → audience questions → and more RSVP now ⤵︎ compoundplanning.com/events/…

4/ → Build your emergency fund → Catch up on retirement savings → Pay high-interest debt like student loans BEFORE increasing your lifestyle spending Would you add anything else?

Stephen Dean, CFA is back with his monthly State of the Market commentary, covering recent market events and why they matter. Q3 at a glance: → The Fed cut rates by 50 basis points on September 18 → The Core PCE index was up 2.7% in August from a year ago → Unemployment ticked up to 4.2% from 3.7% a year ago → Stocks ended Q3 up across all indices, many hitting record highs → The rate cut led to a strong rally across the bond market You can read Steve's full commentary about September and Q3 here: info.compoundplanning.com/in…

6/ Strategic tax planning helps keep your liability low and your finances on track How do you plan your taxes? Comment below

As an attorney, your days are filled with advocating for clients, interpreting laws, and handling the demands of a fast-paced legal career. Whether you're navigating the financial transition from associate to partner or preparing for a well-earned retirement, managing your personal finances often takes a back seat. You know that strategic planning is key—both for your career and your personal life—but balancing cash flow management, tax strategies, and retirement planning can feel overwhelming with your back-to-back-to-back schedule. We get it. That's why we created a new Manual to help you on your path from associate to retirement: manual.compoundplanning.com/…

Join us for our next Compound Conversation: 📆 Date: Thursday, September 26th 🕚 Time: 2 pm ET / 11am PT This is the perfect opportunity to: ​​→ Meet two of our newest leaders who bring decades of experience and strategic insights to our rapidly growing firm → Hear from Eric Flynn and Marc Primiani about their experiences growing successful companies and what attracted them to Compound Planning → Learn what’s new with our Personal Wealth Dashboard and how these updates enable our advisors to deliver exceptional client experiences RSVP here: compoundplanning.com/events/…

“Compound Planning, the $2bn New York-based digital family office, added three new members to its leadership team,” wrote Lilly Riddle from @CitywireRIA."

“New York-based advisor firm Compound Planning announced three new hires, including one of the founders of Aspiriant Wealth Management,” wrote Ed Hayes at @FAMagazine. “The firm hired Eric Flynn, CFA, CPA as executive vice president and head of wealth management, Marc Primiani as general counsel and Brent Myers as head of advisory operations… Compound Planning has brought on more than 20 advisors this year, exceeding its stated goal of two a month when it was founded. The firm has about 70 employees, 30 of which are financial advisors.” Read more: fa-mag.com/news/compound-pla…

We’re thrilled to welcome three seasoned leaders as we continue empowering next-gen advisors to deliver a modern planning experience that today’s clients deserve.

Recent legislation also allows you to roll over up to $35k in unused 529 funds to your child's Roth IRA, adding additional long-term financial benefits and flexibility

The average American family spends 33% of their income on housing This becomes even more critical when starting a family and considering a bigger home Let's break down the key factors to consider: → Affordability: Aim to keep your total housing costs, including property taxes, insurance, and maintenance, below 30% of your gross income → Return on investment: To maximize the return on your investment, plan on staying in your home for at least 7-10 years, allowing appreciation to cover transaction costs Buying a bigger home isn't just about increasing your square footage, but creating a stable financial foundation for your growing family

Keep in mind: The right option for your friend, uncle, or neighbor might not be what’s best for you And the best option this year might not be the right choice next year

Next, track your expenses: Track everything you’re spending for at least a month Then, break it down into two categories: fixed expenses (the stuff you can’t avoid, like rent or mortgage) and variable expenses (the things you have more control over, like dining out or entertainment) Want to learn more? Check out this video ⤵︎

Please welcome Joe Perna to Compound Planning

Have you thought about how your personal property, like jewelry and furniture, factor into your estate plan? High-net-worth retirees have a lot more to consider than the basic individual…🧵