Inside Mortgage Finance: What the Mortgage Market Reads, since 1984. Industry Data, News & Analysis. Also on LinkedIn: linkedin.com/company/2016720
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Enterprise Bank and Trust announced that it’s ending its residential mortgage originations. The Missouri-based bank originated $81.4 million of mortgages in 2025, according to Inside Mortgage Finance. insidemortgagefinance.com/ar…
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According to a new analysis by Inside Mortgage Trends, $174.22 billion of purchase mortgages with primary mortgage insurance flowed into agency MBS during the third quarter, a 12.5% increase from the previous quarter. insidemortgagefinance.com/ar…
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PrimeLending took a $10.8 million pre-tax loss in the third quarter of 2026 after a $2.0 million pre-tax loss in the second quarter. Originations declined by 8.3% during that time to $2.2 billion and margins declined. insidemortgagefinance.com/ar…
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Every $10 billion reduction in the Fed’s MBS holdings is associated with an 8.25-bp widening in the option-adjusted spread, researchers at the University of Alabama at Birmingham found. But that’s the short version — the long version is more complicated. insidemortgagefinance.com/ar…
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United Wholesale Mortgage says it will sell mortgage servicing rights with an unpaid principal balance of between $70.0 billion and $80.0 billion during the fourth quarter. The sale is expected to bring in at least $1.8 billion. insidemortgagefinance.com/ar…
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A third of owner-occupied homes were more than 50 years old as of 2024, according to @nardotrealtor. Despite the large supply of housing due for upgrades, usage of FHA’s 203(k) rehab program has remained low. insidemortgagefinance.com/ar…
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Newrez turned a $604.8 million profit before taxes during the third quarter, more than five times the income the unit generated the prior quarter. Newrez owned MSRs with a total unpaid principal balance of $572.0 billion as of the end of September. insidemortgagefinance.com/ar…
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Freddie Mac issued an industry letter reminding seller/servicers about the minimum financial requirements for firms doing business with the GSE. On its face, it looks like a response to a problem, but sources at Freddie say it was “strictly a reminder.” insidemortgagefinance.com/ar…
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President Trump issued an executive order Thursday aimed at housing affordability. The order included four directives, stopping well short of requests from mortgage industry participants. insidemortgagefinance.com/ar…
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When interest rates go up, investors who buy expanded-credit MBS aren’t sure whether those bonds will be paid off in the next four years because rates might climb higher, says Imperial Fund Asset Management’s Victor Kuznetsov. insidemortgagefinance.com/ar…
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The OCC filed a motion to dismiss a lawsuit brought by 10 Democratic state attorneys general challenging the escrow powers rule and the preemption rule, arguing that the plaintiffs’ alleged injuries are “merely speculative.” insidemortgagefinance.com/ar…
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Federal regulators’ proposal to amend the Community Reinvestment Act represents a “meaningful step toward a CRA framework that is faithful to the statute, focused on lending and proportionate in its demands on community banks,” @ICBA said. insidemortgagefinance.com/ar…
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Armour Residential REIT took a $323.7 million loss in 3Q26 after generating $114.8 million of net income the prior quarter. The real estate investment trust focuses on agency MBS, with a $21.3 billion portfolio as of the end of September. insidemortgagefinance.com/ar…
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Mortgage finance loans outstanding declined by 8.6% on a quarterly basis at Texas Capital Bank, to an average of $5.8 billion in the third quarter of 2026. The metric tracks warehouse lending by the bank. insidemortgagefinance.com/ar…
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JPMorgan Securities was the top underwriter of non-agency MBS in the third quarter with $8.86 billion, a 1.2% increase from the previous period. Goldman Sachs ranked second with $8.00 billion. insidemortgagefinance.com/ar…
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Feedback on the UAD 3.6 implementation date was mixed, Fannie Mae’s Jake Williamson said. Some lenders said the GSEs should keep the Nov. 2 mandate because they’d made sacrifices and shifted priorities to be prepared but many wanted the date extended. insidemortgagefinance.com/ar…
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.@SFAssociation argues that an @naic proposal would cover a broader swath of assets than necessary and the proposal fails to account for structural mitigants built into multi-collateral structured credit investments. insidemortgagefinance.com/ar…
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Chimera Investment is marketing a $291.0 million expanded-credit MBS on a new securitization shelf, named Prism. The new shelf is focused on mortgages originated by HomeXpress Mortgage, a lender acquired by Chimera one year ago. insidemortgagefinance.com/ar…
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In the second quarter of 2026, 1,516 lenders sold mortgage loans to Fannie Mae, Freddie Mac or Ginnie Mae. How did your business compare? Find out in IMF’s Agency Seller-Issuer Profile. insidemortgagefinance.com/pr…
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Equifax Mortgage Score Select allows lenders to pull a mortgage credit file with or without a credit score. The new product allows each mortgage credit file to have a single accompanying credit score, so lenders know which score applies to the file. insidemortgagefinance.com/ar…
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