Simplest path to make your kid a millionaire:💰 Invest $6k in a 529. After 15 years, it will be worth $27k. Don’t spend it on college. Convert it to a Roth IRA. Let it ride for 40 more years. Your $6k gift will grow to $1.4M! Better yet, it’s all tax free!! 🤑

I don’t have as much money as the super wealthy. But I have what many of them will never have … enough.

When you’re financially free, a Wednesday morning can look like this.

The goal of building wealth is to one day have enough. At that point, taking big risks to accumulate more makes no sense. Don’t risk your freedom chasing a number unless it means something to you.

Driving is crazy in Sicily! The only rule I’ve figured out so far is there are no rules. Make sure you have insurance on your rental car here. 🚘💥🚙

The point of building wealth is to reach a place where you have enough. Once you’re there, taking big risks to accumulate more makes no sense. Don’t risk your freedom chasing a bigger number unless that matters more to you than freedom itself.

When your income goes up, upgrade your wealth before your lifestyle: • Increase your 401(k) • Build your emergency fund • Pay down expensive debt • Invest more Then spend & celebrate a little. You don’t need to live like a college student forever, but you also don’t need every raise to become a new monthly payment.

Over the past three months, we’ve traveled thru 5 countries, seen amazing architecture, art, and history, and eaten multiple Michelin star meals. But one of our favorite experiences will be playing tag in a big park at night in Spain. The best things in life are often free. Their only cost is time. So buy back your time whenever you can.

I just finished the first draft of my book on building wealth! It’s the big project I’m tackling during our 9-month mini-retirement. There’s still plenty of work before it’s ready to print. But the hardest part is done: getting the core ideas out of my head and onto paper. One big milestone down. One step closer to bringing this book to life. 📚

The best investment I’ll ever make is not a stock pick or real estate deal. It’s the lifetime of memories my family is making together on our 9-month trip around the world. The ROI is incalculable.

What if the biggest investing mistake isn’t missing the next Apple—but thinking you have to spot it in advance? You didn’t need to predict Apple, Microsoft, Amazon, Google, or Nvidia. You only needed to own the market. Index investing lets you capture tomorrow’s winners without guessing who they are today.

My 5th grade daughter wants to be a veterinarian. So we’re building her education around that interest. 🦈 Field trips to zoos, aquariums, and science museums. 🧬 More emphasis on biology in her schoolwork. 🩹 Letting her play doctor whenever one of us gets a minor injury or illness. We’re using our mini-retirement to give her something traditional school can’t easily offer: an education personalized to her interests. Who knows where it will lead? But I hope she never loses that curiosity.

Do you want to spend 9 months traveling around the world some day? Top 3 reasons my family was able to do it this year: 1. Paid off mortgage 2. Cash flowing rental properties 3. Consistently invested in our 401ks and Roth IRAs for 20 years Big experiences are made possible by decades of small financial decisions.