The hard times are what make the success worth it.
The long days, the setbacks, the sacrifices nobody sees.
One day, youāll look back and realize those were the moments that built you. šÆ
āYou donāt find Bitcoin, Bitcoin finds you.ā - Michael Saylor
Usually after you realize your paycheck buys less every year and the dollar keeps losing value.
Once you understand the problem with money, Bitcoin starts making sense.
GM āļø
Got some extra sleep this morning and Iām not even mad about it.
Building wealth takes work, but so does taking care of yourself. Rest up, reset, and get after it.
Week in review: back in the office, Bitcoin did a full round trip, and the grocery budget faced the final boss.
Whatās one money win from your week, big or small?
Some days you finally sit down and realize just how much you got done.
Youāre tired because youāve been putting in the work. Building, providing, handling responsibilities, chasing goals.
Take a minute to appreciate that.
You might not be where you want to be yet, but look at how far youāve come.
Rest up. You earned it.
We went over.
Not by a ton, but over. The final boss won this round.
Diapers and household cleaning stuff is a large chunk of the bill. Man does stuff add up fast
Hereās a test I use before buying anything: if Iād still want it at full price in six months, I buy it. If Iād only want it because itās on sale, I donāt.
Most of the bad purchases Iāve made were ādealsā I didnāt actually need.
Mid-Costco discovery that changed how I shop: the unit price.
That small number on the shelf tag shows the price per ounce. Bulk isnāt always cheaper, and the bigger box is sometimes the worse deal.
Since we started the grocery budget, itās saved us more than any coupon.
I know I say it over and over but the most powerful money move I know is the least exciting one: automate it, then forget about it.
No dashboards, no hot tips, no timing the market. Just the same amount, the same day, every month.
You donāt need more willpower. You need fewer decisions.
Lay out the gym clothes. Automate the investing. Plan the meals on Sunday.
Every choice you remove is one less chance to talk yourself out of it.
Itās Costco day.
$150 left in the grocery budget. One toddler. One list. One splurge item, voted on by you guys yesterday.
Heading in. If I donāt post again, tell my family I went down fighting at the sample table.
GM āļø
Saturday morning with a little extra time to think about the bigger picture.
Building wealth, being a good dad, and creating a life on my own terms. Thatās the goal.
Enjoy the weekend and keep building.
GN š
Hope you all accomplished everything and more this week.
If you didn't its alright, tomorrows a new day. Don't wait till Monday or next month get after it tomorrow. Time waits for nobody, neither should you.
Rest up y'all!
Friday night plan: toddler bedtime, then an hour with the app Iāve been outlining.
Still not telling you what it is. But I will say this: itās the most fun Iāve had working on something in a long time.
More to come!
Pay cash for a car or take the 0% financing?
My take: if itās truly 0% and you invest the cash instead, finance it. Most people donāt invest it though, so cash usually wins.
Where do you land?
New month of the grocery budget starts November 1.
If we want to stay under $1,000 again, whatās the first thing youād cut?
Iām taking suggestions. The best one might make it into next monthās plan.
We were supposed to move to Nashville this year.
Then life happened, and we pushed it to 2027. And now thereās a plot twist: my wife has her eye on Charleston, South Carolina too.
Thatās the funny thing about waiting. The longer the timeline, the more doors open.
So Iām asking the people whoāve been there: Nashville or Charleston?