“AI is going to take the old business models of ads and subscriptions and just annihilate them. Something will replace it, and I think there’s a good likelihood it’s going to be built on stablecoins.” - @eastdakota Was incredibly prescient of Matthew Prince (@cloudflare) with @benmilne (@bralexyz) at @averystableconf in March of this year. Can't wait to tell you what @ay_o @kerrykellogg and I are working on for next year!

RT @caitlinbolnick1: Broke all the rules for this one. Absolutely STOKED to make this partnership official. It all started when I went to…

Posting one of our firesides from @averystableconf S2 tomorrow, excited to share some agentic and network effect thinking from earlier this year by one of the best CEOs out there @eastdakota @bpmilne @ay_o @kerrykellogg

It’s been a busy few weeks at Unit :) Last week, we processed $2.9b+ in payment volumes ($150b+ annualized). That's 3x from 14 months ago. We’ve released (1) revolving credit cards that are already scaling for a $10b+ public company (2) international payments to 190+ countries. Today, we’re adding (3) Real-Time Payments ⚡️ Here's a little bit more about it. In 2026, there are 114 days when ACH and wires don’t settle: weekends and Federal Reserve holidays. That’s nearly one day in three. With RTP, payments settle in seconds, 24/7/365. A supplier or business paid on a Saturday gets the money on the spot. RTP has reached an adoption tipping point, and now reaches 70% of deposit accounts in the US. You can check whether the recipient’s bank supports RTP before using this rail, and use it if it does - or default to ACH, wire, etc. We chose to build RTP directly with The Clearing House, similar to how we built against the Federal Reserve and card networks. We stay close to the metal and handle all raw network messages (pacs.008, pacs.002, camt.035). More on the 3 releases: unit.co/blog/fall-2026-produ…

had a pitch this week where an AI avatar joined the zoom. it listened, nodded, used its hands, and answered our questions in character. she was also better at eye contact than half the people i meet.

People overcomplicate venture investing - it's deceptively simple.. 1) You have to win the right to 2) Find and invest in exceptional founders 3) Just before it's "consensus" 4) Consistently every year Vast majority of VCs are able to do maybe one of these right, some are able to do a few but to be truly truly great, you genuinely have to do ALL of them right. And, that consistency of being right is REALLY hard and less talked about. You have to really want it and see it - Djokovic style, enjoying hitting the ball everyday and always focused on the next point to be won. Regardless, of what your track record is, or how much wealth you have accumulated. Or how many misses you have had. Or, what the TVPI is of the current (or last) fund. Or, which star GP left your firm. Because the next opportunity might be around the corner, and it might go to someone else, if you didn't want it enough. And, sure the naysayers might say the feedback loop is long, you can "fake" it for a while especially if you have an early hit (power law etc) but it does catch up. In at least how your mindset is, how you meet founders and your own ability to capture the next wave.

We’re excited to lead Zaria’s $5.2M seed round to help scale its infrastructure for structured finance and digital asset-backed lending. Co-founders Emily Barron and Keith Dallara are bringing real-time collateral monitoring to structured finance, which has traditionally relied on periodic checks. Loan servicing, collateral management, and trustee services often sit with different providers. Built for assets that never sleep, Zaria is helping bridge the operational gap between traditional credit infrastructure and the digital asset lending. The funding will help grow their team and scale its servicing and collateral management infrastructure. Congratulations to Emily, Keith, and the entire team! CC @arfrank, @jmover, @katkzhang

you cannot out-shitpost me (with the help of muse wonder full)

Maybe the real reward function was the friends we made along the way.

Who's building this?

Well-meaning worms have broken the internet twice. 1988: Morris tried to measure the internet and took down 10% of it. Then he co-founded YC. 2003: Welchia patched Blaster and crashed the Navy doing it. Round three runs on LLMs. Hopefully a benevolent hacker builds one that fixes zero-days silently and moves on.

Insane alpha in being a normal person rn

We must pace the emotional frontier