Catena has received preliminary conditional OCC approval to establish a national trust bank. We're building a trust bank for businesses whose AI agents use money, pairing programmable controls with custody and fiduciary responsibility. catena.com/blog/catena-recei…

Get started with Catena here: app.catena.com

Get started with Catena here: app.catena.com

Congratulations on the Arc Mainnet launch! Starting today, Catena customers can convert fiat into USDC, hold it in their Catena accounts, and send it on Arc mainnet. Agents can also make governed payments that settle on Arc under Catena’s multi-rail policy and approval controls, with evidence that can be reviewed and verified afterward.

Catena is live on @Arc from day one. Catena is a new kind of financial platform for AI-operated businesses and their agents. It brings together accounts, fiat and stablecoin money movement, agent identity, policies and controls, assurance protection, and a complete evidence trail in one system. Starting today, Catena customers can convert fiat into USDC, hold it in their Catena accounts, and send it on Arc mainnet. Agents can also make governed payments that settle on Arc under Catena’s multi-rail policy and approval controls, with evidence that can be reviewed and verified afterward. Stablecoins move value across borders almost instantly at low cost. For agents, that is useful, but it is only part of the story. Just as importantly, stablecoins make money movement programmable, with rules encoded in the movement itself rather than applied at the edges. This gives AI safety constraints real force and creates evidence that can be independently verified. Stablecoins do not make agents safe by default. But even if an agent becomes misaligned, it cannot bypass authority that is enforced cryptographically outside the AI. That is the difference between giving an agent money and giving it governed access to banking across multiple payment rails. Rules are enforced before and during execution, and every action leaves a record that can be verified and audited afterward. The evidence trail does more than make agent activity auditable. It also creates the foundation for a new kind of protection for agent payments. More on that soon. Arc makes programmable stablecoins more powerful with a network designed specifically for fast, predictable financial activity. It is an open, EVM-compatible Layer 1 built for financial markets, real-time money movement, and agentic economic activity. An agent should not need to acquire or manage a separate volatile token just to spend dollars. Arc uses stablecoins as gas, no other token needed. An agent should not have to guess at network fees. Arc provides predictable, dollar-based fees. An agent should not have to wait days, hours, or even minutes for a payment to settle. Arc provides deterministic sub-second finality. Arc is purpose-built for stablecoin payments and financial markets, rather than for every possible on-chain use case. Its design is intended to keep financial activity from competing with unrelated speculative traffic for capacity. Arc’s architecture is also designed to support privacy for sensitive financial activity alongside the compliance and reporting requirements of financial institutions. Arc provides financial infrastructure for programmable money. Catena provides the financial platform businesses need to put that money to work through agents while keeping control. Money for Agents. Control for You. Try Catena: app.catena.com Explore Arc: arc.io

Banking and financial services for AI agents are difficult to get right. They require solving several problems, including agent identity, effective controls and policies, support for multiple payment rails, as well as new risks, fraud, and compliance challenges. Simplistic solutions create meaningful risks for agent operators.

Advancing ACK and other key protocols and design patterns for agentic finance is central to our strategy to provide safe and reliable banking and financial services to AI agents.

In May 2025 we released an open agent identity standard, ACK-ID. A lot of what we proposed has since been adopted, and today we put up an RFC for v2: A simpler agent identity and permission layer that interops with Web Bot Auth, x402, and whatever comes next. Why we changed it: catena.com/blog/ack-v2-small… The RFC: github.com/agentcommercekit/…

An agentic payment can pass every conventional control and still be wrong for the job. Authorized operator. Approved counterparty. Capped amount. Required evidence attached. But no connection to the task the agent was assigned. Here’s an early look at how Catena is tackling that problem.

Catena accounts are now stronger at the signing layer: agent policy enforced in a TEE at the point of signing, in addition to our existing guardrail and audit/telemetry layers. No agent can move money outside its policies (and neither can Catena). This new layer in our control plane for safe AI money movement is built in partnership with the wonderful team @turnkeyhq. catena.com/blog/binding-poli…

We just made it even safer for your agents to move money. Catena now enforces your spending policy inside a TEE at the signing layer, built with @turnkeyhq. This means money can't move unless your rules and approvals clear first. Agents can't bypass this. Neither can we. catena.com/blog/binding-poli…

AI agents moving money need real controls. Catena delivers a banking platform that enforces them across all meaningful rails, protocols, and on-chain contracts. That's how agentic payments stay safe across diverse networks, and why we're glad to support @Mastercard’s Agent Pay for Machines.

AI agents moving money on every payment rail, protocol, and on-chain contract need real controls, which is what we do in the Catena banking platform, so we're excited to support @Mastercard Agent Payment for Machines.