John Adams@johnhadams

Executive Editor, payments, at American Banker

 Minneapolis
paymentssource.com
Joined February 2009
.@AmerBanker's analysis of the #POTUS election's impact on financial policy includes a look at the future of payment fees. The politics of payment fees: Harris, Trump and the future of interchange | PaymentsSource | American Banker
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How are real-time payments and tough new data rules changing @FifthThird and @Trustly talk about that, and their new partnership, in @AmerBanker. How Fifth Third is embracing hot payment trends | PaymentsSource | American Banker
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Real-time payments are starting to pick up steam in the U.S., but adoption still lags other countries. Here's what @FrostBank, Michigan State Federal Credit Union and The Dime Bank say. FedNow advances toward making real-time payments mainstream | PaymentsSource | American Banker
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Will AI change jobs? .@AmerBanker's Most Influential Women in Payments:Next execs Brooke Turner from @TROYGroup, @TD_BankUS's Courney Mitchell, Lisset May Cervantes from @MiKueski weigh in. How up-and-coming payment leaders are embracing AI | PaymentsSource | American Banker
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Delivery is popular, and @jpmorgan and @DoorDash hing that can boost card usage at a time when consumers have more payment options. @KaylaAnnWebster has an analysis for @AmerBanker. Can JPMorgan Chase tap food delivery to boost card payments? | PaymentsSource | American Banker
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With plastic's impact on the environment getting worse, @CherylMunk details moves at @Citi, @HSBC, @BankofAmerica and others in @AmerBanker. americanbanker.com/payments/…

How banks are boosting the eco-friendly cards movement

Bank of America, Citigroup, HSBC and others are increasingly using sustainable and recycled materials for manufacturing

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.@Amazon ponders big moves in India; @revolut gets funding for its expansion; and more in the @AmerBanker weekly global news roundup. americanbanker.com/payments/…
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.@Mastercard is downsizing even as consumer payments remain strong. Experts told @AmerBanker what's behind the downsizing. americanbanker.com/payments/…

What Mastercard's layoffs reveal about the fate of payment revenue

The job reductions come as the card network focuses on emerging markets, artificial intelligence and other nascent technology over transaction volume.

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As @Klarna adds banking services ahead of its potential IPO, experts from @JavelinStrategy, @DatosInsights and @IDC tell @AmerBanker about the fintechs' prospects in battling big banks. americanbanker.com/payments/…

Klarna enters arena with big banks as it adds financial services

The Swedish institution is adding savings accounts to its signature buy now/pay later service as it plots an IPO. Analysts say it will be a struggle to go against U.S. institutions.

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ATMs may seem old school but @ncratleos and @DieboldNixdorf tell @AmerBanker there's still room for growth. americanbanker.com/payments/…

Where ATMs are finding relevance as cash fades

NCR Atleos and Diebold Nixdorf are leveraging the rise of branchless financial institutions and putting pressure on traditional banks to maintain access to paper.

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.@StanChart courts ESG-mined clients; @amazon and @Barclays issue a new card and more in @AmerBanker's global payments roundup. americanbanker.com/payments/…

Mastercard pushes global open banking; Standard Chartered seeks ESG clients

The card brand adds to partnerships that enable data sharing and cross-selling; the U.K. bank is lowering fees based on clients meeting metrics for sustainability; and more.

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.@Starbucks will soon have a new CEO in Brian Niccol. @JoeyPizzolato talks about what that means for payments in @AmerBanker.
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When is it time to start building a lifelong banking relationship? @Westpac, @CapitalOne @jpmorgan are starting very early. @CherylMunk has the details in @AmerBanker. @CherylMunk has the details in @AmerBanker.americanbanker.com/payments/…

Why banks' youth pitch is getting younger

Westpac, Capital One and JPMorgan Chase are offering savings accounts and debit cards to children below 10, using financial literacy to get an edge in building consumer relationships.

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Can travel and health care payments be combined? .Med_Travel and @Mastercare discuss their product in @AmerBanker. americanbanker.com/payments/…

Mastercard aims to simplify medical tourism payments with virtual cards

International health care is a fast-growing multibillion-dollar industry combining two of the most complex transactions to process: travel and medicine. The card network says its technology builds a...

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Can a trip to the #Olympics make tourists aware of new payment options? @Visa has early results from this year's games in a new @AmerBanker story. americanbanker.com/payments/…

How the Olympics are jolting payments technology

Visa, which leans on sports festivals to showcase emerging shopping and checkout features, says contactless transactions from travelers have jumped during the games.

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.@monzo adds a perk to boost its U.S. expansion; @Interledger tries to bring small banks into remittances, and more in the @AmerBanker global payments roundup. americanbanker.com/payments/…

Stablecoins draw new tech; Monzo entices U.S. consumers

The Bank of England and the Bank for International Settlements have built a gauge to measure stablecoin reserves, and U.K. challenger bank Monzo is offering a bonus interest rate.

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In the past two years, .@FISGlobal has downsized and refocused its strategy. @AmerBanker's earnings coverage dives into how that's working out. americanbanker.com/payments/…

FIS says it's shielded from weakness in consumer spending

The bank technology company has a payments unit but reports most of its revenue comes from sources other than transaction processing.

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If there's a recession, BNPL lenders could get a huge rush of new consumers. Payment experts @RichardKCrone, @aaronmcpherson and Ben Tanner from @JavelinStrategy discuss the stakes for fintechs. americanbanker.com/payments/…

How would a recession impact BNPL lending?

Monday's market decline has sparked concerns of an economic downturn, calling attention to installment lenders that market to distressed consumers.

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Prepaid cards are now a $1 trillion market. @CherylMunk details the opportunities in an @AmerBanker analysis. americanbanker.com/payments/…

Can banks take advantage of the prepaid card boom?

The payment option has grown beyond underbanked consumers. For issuers, a $1 trillion market is at stake.

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.@AmerBanker's continuing earnings call includes @BlockInc,which detailed the changes @jack has made to the company's "go-to-market" strategy. americanbanker.com/payments/…

Dorsey shakes up Block management to boost sales and innovation

Afterpay co-founder Nick Molnar will lead a centralized sales structure, part of a larger organizational change as the firm battles firms like PayPal and Stripe to reach merchants.

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