Wall Street has analysts. Now you do too. Moneda AI and investing are live. Ask about any stock, ETF, commodity or crypto. Get an answer built from filings and live prices, with the source for every number. Then invest in the same app. It does the homework. You make the call.

Happy Halloween 💀

BREAKING: Intel ($INTC ) is down 29%. The biggest drop on record since its 1971 IPO. Oct 30, 2026 −28.6% Aug 2, 2024 −26.1% Sep 22, 2000 −22.0% Oct 19, 1987 (Black Monday) −19.2% Jun 7, 2002 −18.5% Mar 16, 2020 (COVID crash) −18.0%

📈 A tech giant reported revenue up 25% on a year ago. 📉 Its shares fell about 10% the same evening. The market wasn’t reacting to revenue. It was reacting to cash: the company spent so heavily on AI that more went out than came in. Earnings are full of moments like this, where good news lands badly and bad news gets cheered. None of it is hidden. It only makes sense once you know how to read it. Five terms that change how you read an earnings headline: Guidance: what the company expects next. A great quarter with weak guidance can still sink the shares. EPS: profit per share. A “beat” means it came in above analysts’ estimates. Beat by less than hoped, and the shares can still fall. Margin: how much of each sale the company keeps. Sales can rise while margins shrink. Free cash flow: the cash left after running and investing in the business. A company can make a profit and still burn cash. Buyback: the company buying its own shares. Fewer shares means higher EPS, even if profit hasn’t grown. Which earnings term have you nodded along to without being sure what it meant?

Make better investment decisions with @moneda_com

Moneda rolled out AI for investment and so far it looks like one of the most sensible approaches I've seen. You ask about a stock, ETF or crypt - you get an answer from real filings and live prices, each digit with a link. You can immediately ask for a bull and a bear nearby or drive your portfolio through 2008 and 2020 to see how it would behave. AI prepares a warrant, only you sign it with a passkey. He doesn't buy or sell anything himself. You can connect your Claude or ChatGPT, but any money movements still require confirmation in the application. Stocks, ETF, crypt, dollars and euros in one place. @moneda_com

Here’s how you can use @moneda_com AI effectively: - Create a portfolio: ask Moneda AI to get started with investing or create a paper (simulated portfolio) to track stocks. You can also import your portfolio from other brokers by taking a screenshot or sharing a PDF or your allocations. - Set up market alerts: ask the agent to send you notifications for earnings calls or price movements - Set up a daily briefing: get a summary of the market, macro data, major news, movements, and updates on your portfolio directly on your inbox.