Privacy is live on Tempo. Tempo Zones let enterprises keep customer stablecoin balances and payments private, with built-in compliance controls and access to global liquidity. @deel is the first customer with Zones live in production.

Building payments for Latin America starts with understanding each individual market. Jan from our GTM team shares what he’s hearing from businesses about privacy, and why local use cases should shape the solutions they build. Live from Money20/20:

Today, I’m extremely excited to announce @eldoradoio's first stablecoin-powered credit product, in partnership with @talamobile and powered by @tempo ! 🚀 Access to credit remains one of the biggest barriers to economic growth in Latin America. Millions of people are excluded from traditional lending simply because they lack the documentation, credit history, or collateral banks require. We believe access to credit should be determined by your potential, not just your paperwork. Starting in Bolivia, eligible El Dorado users will be able to open their wallets, access pre-qualified credit offers, and receive funds in seconds, directly in USDT. Loans will be disbursed and repaid onchain through Tempo, with Tala providing the capital and taking on the credit risk.For us, this is about much more than launching another financial product. Stablecoins shouldnt just make it easier to move money. They should unlock entirely new financial opportunities. By combining El Dorados distribution with Talas lending infrastructure, were taking another step toward making financial services more accessible to millions of Latin Americans. Our ambition is to build the financial infrastructure that accelerates economic growth across Latin America, and expanding access to credit is a fundamental part of that mission. Special thanks to the rockstar team that made this partnership possible: @shivsiroya @0xskittles @Santiaestrada93 @andreujuanc @exk200 @teresagrandia @Crisaudy_ and many others We're just getting started. 🌎

Unsecured credit is a massive opportunity. For neobanks (stablecoin or otherwise), consumers platforms and much more. The hard part is stitching together distribution, underwriting, and capital in a way where incentives are aligned. Tala brings years of underwriting and access to capital. Neobanks deliver much needed credit to users and get increased monetization and retention. Excited to see more of this!

Stablecoin-first doesn't mean payments-only. Payments are the base layer, but the bigger story is programmable real-world finance, opening up corridors and possibilities that didn't exist before. That's what we're building with partners like @eldoradoio and @talamobile. Excited!

credit is one of the most underrated use cases for stablecoins fewer than 1 in 10 bolivians can get a loan from a bank. now @eldoradoio users can get a pre-qualified offer and USDT in seconds, with @talamobile underwriting and everything settling on @tempo been a pleasure working with both teams on this!

B2C credit in emerging markets is largely unaddressed today. Less than 1 in 10 Bolivians are able to access credit via traditional banks This presents a huge opportunity for global onchain originators like @talamobile to step in and provide funding using stablecoins to everyday consumers via neobanks like @eldoradoio Excited to be working with both teams to roll out this product on @tempo. More to come!

El Dorado is bringing embedded credit into the wallet its customers already use. Starting in Bolivia, eligible users will be able to borrow without collateral, with @talamobile providing the capital and loans disbursed and repaid in USDT on @tempo. Learn more in @stablecoing's post below:

We're seeing strong demand for onchain credit @tempo across a wide range of use cases, from consumer lending to prefunding to receivables financing. Congrats to @eldoradoio and @Tala on launching uncollateralized credit in Bolivia! If you're working on anything in credit, we'd love to hear from you.

Tala is partnering with @eldoradoio to bring embedded credit into its wallet, launching first in Bolivia. Uncollateralized consumer credit is hard to come by in Latin America. Once live, customers can get access in seconds in USDT on @tempo. Learn more: tala.co/blog/2026/10/20/tala…

Extending fast, accessible credit to users and businesses globally is only possible at scale onchain. Great to work partners like @talamobile and @eldoradoio to bring these use cases to life.

Everyone at Money20/20 is talking about stablecoins. Tempo has already built the infrastructure to put them to work at scale. Hear from CBO @dwr and @MaxFantle on GTM about what they're seeing:

Explore how Tempo can support your business payments: tempo.xyz/contact?utm_source…

Now live on Tempo: @ConduitPay Conduit is building money movement infrastructure that interoperates across stablecoins and fiat for cross-border payments; including supplier payments, global payroll, marketplace payouts, and treasury management.

The Tempo team is at Money 20/20 to discuss the future of stablecoin financial products! Find us at MC-15, Money Hall, in The Venetian