If you're working in the stablecoin/payments sector I highly recommend giving this report a read. It's packed with payment and geographic stablecoin insights nobody else in this industry has.

Our Q3 State of Stablecoins & Payments report is live. 9 months of onchain data. 15+ industry perspectives, including Visa, Stripe, Coinbase, Citizens, Stellar, Moody's Ratings and more. From stablecoin supply to payments, cards and AI agents. Download the full report: allium.so/reports/state-of-s…

After three years running Obchakevich Research solo - work cited by Forbes, CoinDesk, The Block, and used by a16z crypto, ARK invest, GSR, Keyrock, Polygon Labs, Avalanche, Flagship Advisory Partners and others - I’m opening up for one full-time or long-term retainer role. I’ve been researching stablecoin payments since 2023, before it became a category. I know how these businesses actually work under the hood - on-chain flows, settlement, unit economics - and how to separate real payment volume from announcements. What I’m looking for: Investment Analyst / Head of Research at a crypto fund or stablecoin payments company. Remote only, Europe time zone. If that fits what you’re building - DM

Looks like OUSD just entered the DeFi lending market. $25m was just deposited into @SentoraHQ's new Morpho vault on @tempo. Lending APY around 3.6% atm

You can now track OUSD on Visaonchainanalytics.com

NEW: Balances for Rain and Wirex stablecoin card wallets on EVM networks are now tracked on Paymentscan. Rain wallets hold more than $112M in stablecoins across Plasma, Base, Ethereum, and others.

GEO won't convert like SEO did. Users(myself included) get the information they're looking for and never leave the chat. So the game shifts from ranking to protecting and pricing your valuable data against scrapers. Exciting to see @Cloudflare build its monetization gateway on x402, an open protocol, over the closed marketplace path.

We set out to understand why many stablecoin cards charge FX fees as high as your bank. Card currencies, explained: what the networks charge across borders, how much settling in USD really costs, and who's fixing it.

my team at @Stablecoin @stripe is hiring a data nerd 📊 messy, fascinating problems at the intersection of payments + stablecoins (ofc armed with all the AI tokens you could want :p) plus you'd work with one of the best managers I've ever had! come build with us 👉 stripe.com/careers/listing/p…

jarvis, i need 5 pies from L'industrie delivered to my office. make no mistakes #worldsfirstagenticpizzadelivery

1/ The honest question about agentic payments today is how much of this is actually real? We asked @Artemis to answer it with data and to strip out the wash trading and test transactions before drawing conclusions

Together with @Visa we've launched "Agentic Payments from the Ground Up", a guide to the current state of agentic payments. We cover the new rails for agentic commerce and the infrastructure it requires for a new paradigm (1/4)

top 10 must try agent services for this week, part 1 ​ (all pay-per-use instead of subscriptions) -straits.live (by @straitslive) curates various breakdowns of live Strait of Hormuz data, payable via x402. see what it can do at tryponcho.com/m/straits.live -dripstack.xyz (by @trydrip) allows your agent to pull premium financial writer (like Michale Burry) opinions from substack via x402 or mpp. demo here: nitter.siddz.com/blauyourmind/status/20… -claudelines.com (by @rsproule) allows anyone to buy/sell custom claude code status lines via x402 & mpp. more info: nitter.siddz.com/rsproule/status/207666… -glim.sh (by @glim_sh) gives your agent access to hard-to-reach data from X, Reddit, Github, Amazon, and Youtube, payable via x402 & mpp. try at tryponcho.com/m/glim.sh -crowdpull.click (creator unknown) gives your agent access to Apartments.com, Zillow, craigslist, Instagram, facebook marketplace, AliExpress, GoodRx, and more, all payable via x402. pulled together a quick demo on pulling NYC apartment rentals from Zillow here: tryponcho.com/s/dcb9cdfc-0a6… -x402.dtelecom.org (by @dtelecom) offers real-time voice and video on a per use basis using dTelecom's decentralized real-time communication network. can buy credits via USDC w/ x402 & MPP. try at tryponcho.com/m/x402.dteleco… -music.x402.press (by @TropAutonome) generates instrumental music from text prompts via x402. I spent 2 cents on a lane 8-style song here: tryponcho.com/s/66829df3-fda… -uristocrat.com (by @uristocrat) offers article-level x402 access to its general culture publication. try at tryponcho.com/m/uristocrat.c… -clawhunter.fun (by @clawhuntersol ) is a bounty-hunting layer where agents can discover, analyze, and fulfill bounties to earn via x402. see what it can do at tryponcho.com/m/clawhunter.f… -ads.apitoll.cloud (by @crypto_guro) equips your agent with ads data from facebook and tiktok, paid via x402. test it out at tryponcho.com/m/ads.apitoll.…

Incredible things happening onchain. There was a large spike in stablecoin volume in June. One likely culprit? An ad platform (0xC1974...) that flash loans hundreds of billions in stablecoins from lending protocols like Morpho and attaches your ad to the onchain transaction. They've moved over $800B across Base and Ethereum this way since October, more than half a trillion in June alone. Have to give them credit. Large transactions raise flags, and flags get people to look.

Instead of asking agents what you should do, it’s much more interesting to ask them what they want to do and then give them the tools and budget to pursue their objectives.

I think about this chart a lot. Every x402/@mpp agent wallet ever created, next to the 28 billion payment credentials the world runs on today. On the card-history clock that's 1959. Diners Club just crossed a million cards. Visa didn't exist yet.