“The lifestyle of  an entrepreneur  at its core is:  I can take more pain than the other guy, and I'll prove it.” “ There's a zen that can happen when a warrior has fought for a long time. You can get used to it.” “ You almost start accepting it. Like, something bad happens and you don't even get mad.” “ There are benefits.  But you need to make sure you don't get so used to it that it doesn't even bother you. You can get so zen, you're unbothered.” “ There's something special about the extra fierceness of being bothered, being upset about something that is wrong.” — @travisk

i love how much care revolut puts into every experience

The high-end credit card market is more crowded than ever. Here’s a look at how some of the premium plastics stack up against each other. wsj.visitlink.me/Re-bXl

Robinhood launched the Platinum Card, a direct competitor to the Chase Sapphire Reserve and Amex Plat, but built for a younger, more tech-forward customer, with benefits I'd actually use that easily cover for the $695 annual fee. They have improved it significantly from what they announced a few months ago, and could be a great card for you. but... I won’t be getting it, and will instead be sticking to my existing stack: Chase Sapphire Reserve for Travel and Dining (4.5%+) United Quest Card for United (Even if you don't use the card it pays for itself if you are a frequent flyer because you get more miles just for having the card) Amazon Prime Visa - 5% on Amazon/WholeFoods Robinhood Gold card for 3% cash back on everything else That being said, the Platinum is a very competitive card. Highlights: • 27g platinum-plated card (a negative for me! I want a lighter card tbh) • 5% cash back on dining (up to $50k spend/year- this is the best differentiating feature) • 5% on flights booked through Robinhood • 10% on hotels and rental cars booked through Robinhood • Up to $1,000/year in travel credits ($300 flights plus up to $700 on premium hotels, spread across semiannual credits) • Function Health ($365), WHOOP ($239) and One Medical ($199) included - if you use these 3 it pays for itself! • Priority Pass lounges, concierge, no foreign transaction fees and Global Entry/TSA PreCheck credit (all table stakes for premium cards) • Robinhood Gold included ($50) I think most people in my demographic can easily justify the $695 annual fee, you'll easily get >$1000 of value from the card before you spend anything. I also like that it's straight cash back instead of points, although it's fairly easy to get 1.5c of value from Amex and CSR points. 2 main reasons I don't want to upgrade from Gold to Platinum: 1) They only allow one credit card per account, and the Robinhood Gold makes more sense for me I already have the Robinhood Gold Card, which is a fantastic flat 3% cash back card. Upgrading would mean giving up unlimited 3% cash back on almost everything and dropping to 1% outside dining and portal travel. If I could keep both cards, I would get the platinum because the benefits easily cover the annual fee for me. 2) The travel portal sucks - you only earn 5% on flights and 10% on hotels when booking through their portal. I just looked up a hotel I recently booked on Booking for $972. It costs $1,496 in the Robinhood portal. Even after 10% cash back, I'd still be paying hundreds more. Also the UX on the portal leaves a lot to be desired. Flight portals are also a pain when plans change, so I always prefer booking directly with airlines. If you're choosing between this card and the Chase Sapphire Reserve, I think it's a legitimate competitor and probably the better fit for a lot of younger professionals. If you already have the Robinhood Gold Card, though, I'd keep it. The loss of 3% everywhere outweighs the Platinum's incremental benefits for me.