On November 18, 1883, America lived through the same noon twice, because the railroads decided the country could no longer run on thousands of local clocks. The law caught up 35 years later. Finance is at the same moment now. Read the full story below.

Crawl. Walk. Run. Start today with @Anchorage Digital.

The GENIUS Act and OCC rules put the regulatory foundation in place. The next one to two years are the window for banks to set their position in digital assets. Join Anchorage Digital's @sergiofly and @bcg during @money2020 to hear what the playbook says about stablecoins, tokenized deposits, and where to partner. RSVP: okt.to/rTfSAc Tuesday, October 20th: 12:30 – 1:30PM PDT BCG Meeting Room | Room MR2201B, Level 2

En el marco del desarrollo de la Conferencia Venezuela: Crecimiento y Desarrollo @sergiofly plantea que: “Cuando existe una oportunidad para que el valor se mueva sin restricciones, este encuentra naturalmente el mejor camino, como un río que fluye hacia el valle. De igual manera, la necesidad de acceder a dólares y protegerse frente a la hiperinflación no es exclusiva de Venezuela; es una realidad presente en muchos países del Sur Global, como Argentina, varias naciones del África subsahariana, Oriente Medio y Asia Central.”

Most banks should partner for core digital asset capabilities like key custody, wallet management, and smart contracts, rather than build them. That is one of the clearest findings in our stablecoin and tokenization report with @BCG. Hear the full playbook at @Money2020 with Anchorage Digital's @sergiofly. RSVP: okt.to/ZSClfz Tuesday, October 20th: 12:30 – 1:30PM PDT BCG Meeting Room | Room MR2201B, Level 2

I got hacked at 3:59 AM without clicking anything. My voicemail handed the attacker my Telegram login code. Here is exactly how it worked, so it doesn't happen to you. 3:54 AM. My phone rings about ten times in a row, No Caller ID. That was not harassment. It was the attack: keep my line busy. Meanwhile, the attacker asks Telegram to log in with my number and picks "send the code by phone call". My line is busy, so Telegram's robot call lands on my voicemail and reads the code out loud to it. Carrier voicemail can often be reached remotely, with a default PIN or a spoofed caller ID. He listens to the message. At 3:59 he is in. Fortunately, the attack was noisy. The calls woke me up. At 4 AM I only wanted to go back to sleep, but I had the presence of mind to check my notifications. Telegram was showing a new login from a device I didn't know. That check is what saved me: I ended his session within minutes. If I had rolled over, the next day would have been a mess. In those few minutes he had already typed /balance, then /start on every old wallet bot he could find in my chats. He was hunting for funds tied to my Telegram. The bots were long dead and nothing was lost. He still had time to set his own 2FA password on my account. What would have stopped it: Telegram two-step verification, with a recovery email. With a password on the account, the code alone is useless. Your voicemail. Change the PIN, block remote access, or turn it off (##002# cancels call forwarding on most carriers). Same for WhatsApp and any service that can send a code by voice call. No seeds, keys or passwords in Saved Messages. Ever. A burst of masked calls at night is a signal, not a nuisance. Check your notifications and your active sessions. I have been building in crypto for more than ten years and I had never thought about my voicemail. Check yours today.

Strong start to @Sibos Day 3: Sergio Mello joined Truist's John Christopher Ward on the Discover Stage to dig into tokenized deposits and how banks move value between each other onchain.

I explained the RCS thrusters puffs to my young daughter as little "farts" to adjust attitude. It worked.

On today's Vibestream at 12pm ET, we're getting into the weeds on institutional crypto lending with Sam MacPherson (@hexonaut) of @sparkfinance, Anchorage Digital's Head of Atlas @maceyaj and Global Head of Revenue Justin Brill. This is going to be good.

Cross-chain functionality for stablecoins issued through Anchorage Digital Bank, N.A., built on @LayerZero_Core's OFT standard.

Infrastructure partnerships make financial industry grow faster and go further.

Money has finally caught up to the speed of the internet.

A big stage for big ideas. Stablecoins and traditional correspondent banking aren't opposing systems. Our Global Head of Stablecoin Solutions @sergiofly was in Tashkent this week to discuss how Anchorage Digital is connecting Central Asia to global markets.

Apparently the BIS is a huge fan of the Genius Act! Why do I say that? Well, at Jackson hole, the head of the BIS, De Cos, basically called out the problems with stablecoins as: 1 - Singleness (e.g. par redeemability) 2 - Interoperability 3 - Financial Integrity What is fascinating about this is that the entire critique only applies to pre-Genius stablecoins! Perhaps that is why he is making it now? Under Genius, redemption is guaranteed, there are interoperability standards, and the financial integrity is stronger, not weaker, than that of fractional reserve banks relying on an insurance fund that can barely cover a single percentage point of outstanding deposits, if that. Many of the past issues with "stablecoins" are real, but Congress just slammed the door in their face and now rules are almost final. In fact, if you look at the NYDFS regime, much of which parallels what is in Genius, there have been zero peg stability problems with the stablecoins and no reserve issues in the history of regulated stablecoins in NY, which includes the third largest stablecoin to have existed ($BUSD). De Cos seems to have implied, perhaps inadvertently, that Genius stablecoins are a better, not worse, form of money than traditional bank deposits with his critique! Funny how that works.

Tune in next week.... @Anchorage and @m0 having a chat!

Global trade grew because borders got easier to cross. Finance is going through the same shift right now, and stablecoins are the mechanism. Regulated stablecoins under GENIUS give companies outside finance the same access financial players have: dollars that move globally, settle instantly, and belong to the issuer. We made a short film on where this goes.

The GENIUS Act was the beginning, not the finish line. One year later, it’s time to build on that momentum with market structure legislation that keeps innovation and leadership in the U.S. Read @Anchorage Digital's CEO's (@nathanmccauley) latest here: washingtonexaminer.com/op-ed…

CLARITY is the name of the game this week in Washington. One year after the GENIUS Act, it’s time to build on the momentum with market structure legislation for digital assets. My op-ed for Washington Examiner ↓

⚽ @Starlink saves the day. Travelling through Italy, trying to watch the world cup final, and this sports bar was left stranded with a n overloaded Internet connection. So I spun up my Starlink's reliable network link and we all watched the final in HD. And I got free drinks.

As the issuer of USDGO, we're proud to see it reach $1 billion in circulation. Built under US federal oversight, 1:1 backed and audited — proof that a digital dollar built on a bank-grade, compliant foundation can scale. Congrats to @osldotcom!