#BreakingNews Bank Of England Governor Andrew Bailey has yet another Dark Cloud over him. At the #FCA clearly his remit was to protect Banks and not the Public he serves independent.co.uk/news/busin… @efgbricklayer @BankReformUK @drcmday @nw_nicholas @corruptionukorg @stevemiddi1

🗞️ The banker who blew the whistle and died 👇 thebanker.com/content/f16e27…

🗞️ MP presses FCA over whistleblower review after Andriesz death 👇 moneymarketing.co.uk/news/mp…

MP presses FCA over whistleblower review after Andriesz death: moneymarketing.co.uk/news/mp… @johnmcdonnellMP

I’m pleased to share with you some important correspondence sent to @TheFCA CEO Nikhil Rathi by @johnmcdonnellMP in his capacity as Chair of the @appgonifandffs. The correspondence was in the form of an open letter, hence our being able to share it with you. The letter is necessarily detailed and long, but a fair summary would be as follows: The letter challenges the FCA’s handling of whistleblowers and calls for greater independence, transparency and accountability following the death by suicide of whistleblower Simon Andriesz. There are three important topics covered: 1. Independence and scope of the Paterson Review John McDonnell MP questions the appointment of FCA Non-Executive Director Lea Paterson to review the FCA’s handling of Simon Andriesz’s case. He argues that Nikhil Rathi’s evidence to the Treasury Committee on 13th October was contradictory and failed to unambiguously establish whether the review is confined to the FCA’s communications with Mr. Andriesz or extends to wider whistleblowing practices. He requests clear, published terms of reference, clarification of who controls the review’s scope and reconsideration of appointing an independent external reviewer. He also seeks confirmation that the report will be published in full with only redactions as necessary. 2. FCA participation in the APPG’s summit about protecting whistleblowers from retaliation John McDonnell MP criticises the FCA’s decision not to provide an executive-level participant at the APPG whistleblowing summit on Monday 2nd November, offering only an observer. He argues that discussing general principles of whistleblower protection would not compromise the Paterson Review and urges the FCA to participate meaningfully and engage directly with whistleblowers. By not doing so the FCA misses a unique opportunity to learn through engagement; not a good look when the FCA is undertaking a lessons-learned review. 3. Independent survey of whistleblowers The letter strongly challenges the credibility of the FCA’s 2022 whistleblower survey, which received only 21 complete responses from 68 selected individuals, out of 1,041 reports received during the relevant period. FOI disclosures show the exercise was conducted in a purposive and seemingly contrived manner. For example, only cases selected by the FCA’s whistleblowing case handlers were included. John McDonnell MP calls for an independently administered survey of every individual who has contacted the FCA about whistleblowing since January 2022, with the methodology, questionnaire and results published. The letter calls for substantive answers to important questions covering whistleblower protection, regulatory responsibilities and historical FCA practices. It requests an urgent response on summit attendance and a comprehensive reply to the other issues raised within 14 days, emphasising that credible scrutiny, demonstrable accountability and a culture of openness are essential to restoring confidence in the FCA. The full open letter is available for you here: appgifffs.org/wp-content/upl… We believe this is a legitimate and necessary challenge of @TheFCA's handling of whistleblowers, particularly following the death by suicide of whistleblower @SAndriesz. And note that there have been serious concerns in Parliament and in particular by @CommonsTreasury about how @TheFCA deals with whistleblowers going back to at least 2016 - see here, by Lord Tyrie when he was Chair of @CommonsTreasury. Also if you would like to express interest in taking one of the few remaining complimentary places available at the APPG summit in Parliament on Monday 2nd November, which is all about protecting whistleblowers from retaliation and dedicated to the memory of @SAndriesz, please see here: docs.google.com/forms/d/e/1F… Thank you for taking time to read what we believe to be an important message; we hope you agree. Please share your thoughts and repost as you wish - we need to get this message 'out there.'

⏰ Reminder: The APPG on Investment Fraud and Fairer Financial Services whistleblower summit takes place in UK Parliament this Monday 2nd November, 2pm-5pm. Whistleblowers keep our financial system honest, and they deserve protection, not retaliation. Please show your support by attending. Register your interest for a free place: forms.gle/BuSTVnk1WvEapwax9 #Whistleblowers #UKParliament

Whistle-blowers globally Unite in memory of Simon Andriesz and demand accountability & an independent inquiry into @TheFCA appalling treatment of a significant whistle-blower but more than that a family man and father. Please re-tweet.

IMPORTANT! The link below takes you to a Press Statement by the APPG on Investment Fraud and Fairer Financial Services entitled: “WHISTLEBLOWERS AROUND THE WORLD UNITE IN THEIR CONDEMNATION OF THE UK’S FINANCIAL CONDUCT AUTHORITY” As you’ll see, it has an accompanying anthology. As far as we know this is the first time whistleblowers around the world have spoken out together on behalf of a fellow whistleblower who has fallen. They are speaking out against @TheFCA's decision to not move forward with a proper independent 3rd party investigation into their handling of the whistleblowing of Simon Andriesz R.I.P., and a wider systemic review of how they have dealt with other whistleblowers. Instead, @TheFCA just wants to do a narrow, ‘mark their own homework’ exercise, which has caused outrage in some quarters. You can access the press statement and accompanying anthology through this link: appgifffs.org/wp-content/upl… Please do all you can share this important message. And huge thanks to everybody involved in the press statement and anthology: ✅ John McDonnell MP: @johnmcdonnellMP United Kingdom ✅ John Robertson: @J_Robertson_UK United Kingdom ✅ Pav Gill Singapore ✅ Hester Bais: @Wftproof Netherlands ✅ Brendan Lyon: @lyon_brendan Australia ✅ George Patellis United States ✅ Everett Stern: @EverettStern1 United States ✅ Tom Hayes: @robilypj United Kingdom ✅ Wayne Johncock: @johncock_wayne United Kingdom ✅ James E. Miller United States ✅ Reggie de Jong The Netherlands ✅ John Christmas Country not specified ✅ Ahmed Latif United Kingdom ✅ Paul Carlier: @Carlier_J87 United Kingdom ✅ Mark Wright: @BankConfidenti1 United Kingdom ✅ Steve Middleton: @stevemiddi1 United Kingdom ✅ Ian Tyler United Kingdom ✅ Lorraine Morris: @MLorrM Ireland ✅ Jeremy Roseberry: @jeremyroseberry United States ✅ Jacques Richard Country not specified ✅ Jesse Griffiths: @JesseLGriffiths United Kingdom ✅ Professor Richard Moorhead OBE United Kingdom and Australia ✅ Jimmy Kande Senegal ✅ Ken Kivenko Canada ✅ Jean-Jacques Lumumba: @LUMUMBAJj Democratic Republic of the Congo ✅ Ian Foxley: @ianfoxley United Kingdom ✅ Dr. Agris Auce Latvia ✅Wayne Johncock: @johncock_wayne United Kingdom ✅James E. Miller United States ✅Reggie de Jong The Netherlands ✅John Christmas Country not specified We are all very grateful to everybody who has been working together to help @SAndriesz speak up, now that he can no longer do so himself. Thank you!

Respect to @labourlewis for having standards and standing by them. After a decade trying to expose major disclosures by leading high street banks @Nat_Worst we just just felt like we were hitting a brick wall. But supported by @TransparencyTF @appgonifandffs we are now finding strong support from morale and ethical MPs. For a long period our only advocate but worthy & formidable advocate was @normanlamb he supported the disclosures Mark Wright & our whistle-blower connections made. That support for the disclosures & victims is growing alongside our work with TTF. Thank you to all supporting justice for victims of bank misbehaviours and frauds the vulnerable people are still left in the wake of the injustices and cover ups since 2008. @mpsusanmurray @IanByrneMP @Steffanaquarone @premnsikka @johnmcdonnellMP

Dear Baroness Noakes, Let's talk about vulnerable people... I have been working with Mark Wright @Nat_Worst for 10 years, he is the vulnerable whistle-blower, who spent 5 years reporting the market abuse statement put out on the @NatWestGroup intranet on 17 September 2008. just after Lihmen went under Chris Sullivan put out a statement on the banks intranet, telling advisers & managers like Mark to reassure all staff & customers to keep their shares, trust the bank it was "well capitalised". He did that, the staff were misled, his friends & colleagues who kept their shares, many of them their life savings, then lost 90% of that money in the next 6 months. The statement was removed in January 2009, then the bank & senior executives including Campbell, Hester, Sullivan etc. lied that it never happened. In 2011 you moved from KPMG where that firm had covered up the HBOS Reading fraud by then for circa 5 years. Not your area I know but you worked closely with John Griffith Jones, who as managing partner conveniently forgot that cover up when later Chair of @TheFCA 'Birds of a feather...' His mental health failing, struggling to cope with the cover up, Mark contacted you in your role on the Risk Committee. He asked for and then gradually begged for your support, help and intervention and help - 42 TIMES He was in real distress, mentally unsound by then after all of the deceit, suicidal... You did not not only fail to help, you did not even acknowledge his communications - disgraceful behaviour. How dare you talk about supporting vulnerable people! I now call on you to: 1. Come clean and admit your knowledge over the 2008 Sullivan Market Abuse Statement & the cover up, and; 2. Apologise profusely to Mark Wright for participating in the cover up a crime that cost loyal @NatWestGroup staff billions in share value losses. If you will not do either then; in a few weeks that have seen the tragic suicide of significant whistle-blower @SAndriesz & the welcome justice exonerating the scapegoated alleged LIBOR riggers like @robilypj I call on you to: a) Self report your knowledge of a serious market abuse crime, to the Serious Fraud Office. b) Admit your complicity in the cover up of that crime. c) Admit your failure to support Mark Wright as a significant whistle-blower. d) Step down from your position as a Peer & never dare mention vulnerable people again after your disgraceful treatment of Mark. @efgbricklayer @BomberMorgan @normanlamb @StansfeldPCC @TransparencyTF @appgonifandffs @johnmcdonnellMP @premnsikka @mpsusanmurray @IanByrneMP @andyverity @jameshurley @EmilyBuchanan1 @Ian_Fraser @ArturNadol7566 @financialeyes @CarshaltonArt @mickmor16921994 @bleating_lamb @johncock_wayne @james_glanville @MLorrM @Wftproof

📢 APPG CALLS FOR INDEPENDENT INVESTIGATION INTO THE FCA'S TREATMENT OF WHISTLEBLOWERS | FCA Annual Public Meeting today John McDonnell MP, Chair of the APPG on Investment Fraud and Fairer Financial Services, has called for the FCA to fund a genuinely independent, non-conflicted evaluation of how it handles whistleblowers. The call follows the death by suicide of whistleblower Simon Andriesz, whose case featured in BBC File on 4 Investigates in July. The APPG says its work in this area will be dedicated to his memory. John McDonnell MP: "The FCA must not be allowed to mark their own homework again." If the FCA refuses, the APPG says it will consider all alternatives, including its own Call for Evidence from whistleblowers. 📅 The FCA Annual Public Meeting is TODAY, 6 October 2026, in Edinburgh. It's an opportunity to put these questions to the Chair, Chief Executive and Board. Haven't registered yet? You can attend online or in person, and registering lets you submit questions: ✅ fca.cventevents.com/event/a5… 📄 Read the full APPG statement: appgifffs.org/wp-content/upl…

🕯️Remembering Simon Andriesz: a whistleblower who stood up for what was right 🕯️ It is with great sadness that we share the news that Simon Andriesz, a valued member of our community, passed away last week. Simon spent 35 years in the securities industry before becoming a whistleblower. His disclosures were later validated in part: the Commodity Futures Trading Commission gave him a formal whistleblower award, and HM Revenue & Customs issued a substantial determination concerning matters he had raised. Simon’s case was featured in the hard-hitting BBC File on 4 Investigates broadcast on 14 July 2026, Epstein Files: Lutnick, the Royals and the British Whistleblower: 🎙️ bbc.co.uk/sounds/play/m002yx… Shortly after, he spoke publicly for the first time at a Transparency Task Force event on the FCA's handling of his case, describing the personal cost of coming forward to his career, his health, and his family. Watch the TTF event and hear Simon's story in his own words: transparencytaskforce.org/th… Whistleblowing can be an isolating path, and Simon's experience was a reminder of how much whistleblowers sacrifice and how much more support they deserve. We extend our deepest condolences to his family, friends, and loved ones. A tribute article dedicated to Simon by TTF community member Paul Callin: transparencytaskforce.org/wp… If you are a whistleblower or victim and are struggling, you don't have to go through this alone. Samaritans can be reached free, any time, on 116 123. TTF will do all we can to help ensure that lessons are learned; even by those organisations that seem highly resistant to learning them - more on that in due course.

@stevemiddi1 We cannot thank you enough for your support. Genuine #whistleblowers really do flock together. We are so very grateful for your support and look forward to working together to get real #Whistleblower protection for genuine #whistleblowers in #Ednaslaw #WBUK on the other hand are summed up by the cases they have championed, nChain #AgerHansson and introhive ect., not #whistleblowers at all but for the right price #WBUK will endorse you as a #whistleblower no matter the consequences for genuine #whistleblowers. #WBUK have surrounded themselves with people who are willing to post nasty malicious posts, flying monkeys for #WBUK. The only single time #WBUK have responded to the comprehensive concerns we have raised over an 8 year period, they issued a provably defamatory statement and confronted with the evidence by @WBINC_Doc they continued to leave the defamatory statements in place knowing they were blatant lies. #WBUK do not tell the truth, they are not capable of truth or integrity #whistleblowers deserve so much better.

Dear Paul, I will respond to you directly. I do not & will not support your criticism of Eileen & @CompassnInCare they have worked selflessly for decades to support & protect 'genuine' whistle-blowers'. Unlike many 'get rich quick' schemes I have seen in the last decade including the SME Alliance directors, the Fair Business Banking APPG secretariat & I believe based on my own experience & evidence WBUK. Quite frankly your attack on a decent, honest whistle-blower support organisation is disgraceful & I am now embarrassed to be associated with you in any way. You were made redundant by @LloydsBank & then stated that it was because you were a whistle-blower & had made PIDA disclosures, but unless I'm mistaken you then admitted: "I followed the model whistle-blower policy to the letter in 2014. HOWEVER, it still falls significantly short of what an employee MUST include in their disclosures for them to be protected.” So whilst you suggest you are an expert on such matters, you then admitted in Protect disclosures, you didn't actually whistle-blow or knew if you'd done it or knew how to do it. The whistle-blowers approaching @CompassnInCare begging for help & protection do not get made redundant from a high paid job & then 'remember' they were a whistle-blower. They simply tell the truth & then lose their jobs. livelihoods, sometimes their homes & often their homes, family lives, marriages and mental health. Mark Wright was a top earner in @NatWestGroup earning over £110,00 per annum in 2012, plus benefits when his mental health was destroyed over the pressure they put him under when he was attempting to expose a multi-billion market abuse issue. I was earning a good living as an IFA whilst believing I was helping @TheFCA Executives, by explaining the huge fraud over Hidden Credit lines on swaps from 2013 on. I faced false allegations on unauthorised activity from my Network MD, when my son in law was terminally ill in 2014, when we were looking after my grandchildren & taking them to the Freeman hospital almost daily to see their dad before his expected death. The MD Steve Jones said because I refused to meet him within days, it was unnaceptable. I said we'll know within 2 weeks if he lives or dies (after a failed heart valve operation), I'll meet you next month. They ignored my concerns, I was suspended, my income frozen & not allowed to speak to or meet my long term clients (some clients for over 20 years & in the middle of complex deals), when they resigned me I asked for the evidence on the allegations. They then admitted they had none & even stated that no one had a right to suggest I had done anything wrong. I had been suspended by one of the Largest IFA, networks, my reputation trashed & they ruined my business & career. It was a very dark time. Mark & know what the price is for being a whistle-blower & I'll be straight, it doesn't start with losing your job & working it out afterward. That's why Mark & I set up BankConfidential in 2017, both having lost 25 year impeccable careers for having spoken up. We met with you asked if you wanted to get involved in BC in the Grange Hotel in Holborn, London. You weren't interested unless it was all about your case. Those are the facts. Mark and I have spent 9 years supporting bank whistle-blowers pro-bono. Mark put £60k from his pension to support BC & I have paid for travel hotels etc. as I said to Eileen earlier "ignoring our time we are circa £100k out of pocket but have never asked any whistle-blower to pay us or commit to doing so" Mark & others, I won't mention but copied in (people with integrity I'm happy to name) at one time even paid one whistle-blowers wages so he didn't lose his home, whilst I ran his case & got him a deal pro bono. That is commitment, that is integrity! BC was set up on the basis of 'there will never be another Mark Wright', if we could do anything to stop that. We have on many occasions & managed negotiations that have saved careers and much more. We never asked for a penny, we have substantial banking & financial expertise & some very high level supporters, despite the fact we operate on a shoestring. But we a re a minnow & in the world of whistleblowing support @CompassnInCare Eileen and her organisation, their history, helpine & support is a whale & you should respect that. Unlike the Fair Business Banking APPG you call on for support who've taken hundreds of thousands from banks who destroyed the SME's they allegedly represent (but fail to), or WBUK who were chasing the same 'filthy lucre'. WBUK have no track record I am aware of in proving anything other than a desire to have a pass to Parliament, funding from a US firm chasing 40% fees from pay outs, lobbying prospects & the potential of huge rewards If the US bounty style payments came in. A great prospect for gold diggers... You asked for a straight response, I've given it. I & @BankConfidenti1 stand by Eileen, her organisation, her integrity & the selfless way the BUPA 7 turned persecution & desperation into a great charity that has supported thousands of 'genuine' whistle-blowers. You have your answer... @BankConfidenti1 @efgbricklayer @normanlamb @johnmcdonnellMP @TransparencyTF @premnsikka @BambosMP @IanByrneMP @NeilForPoole @MLorrM @CarshaltonArt @bleating_lamb @james_glanville @Wftproof @labourlewis @johncock_wayne @hungrybankrupt @nw_nicholas @Ian_Fraser @jameshurley @andyverity @EmilyBuchanan1 @JohnCena @ArturNadol7566 @JamesMelville

Dear Julian, your response to me did not answer any of the questions I asked. The NECC have confirmed to me directly that their investigation was shut in 2023 and WILL NOT be reopened. I am challenging this because I can find no evidence you have done aything in 4 years. You did not appear on a TTF meeting & it was not a public meeting, you simply told a third party to state you hadn't had a deal. T=You didn't mention any other family member or connected party as I had asked you to confirm. In 2022 you asked me to spend a month putting together crucial evidence you described as fantastic and would lead to a meeting with the NCA as leading evidence, the same line you spun to @Nat_Worst You have now told me you did nothing with that evidence in 4 years, you did not even submit it to the NCA. That evidence not only proved that @NatWestGroup were fabricating files is proved: 1. That the Hidden credit Lines were part of a customers credit liabilities. 2. That @NatWestGroup had disclosed dozens if not hundreds of fabricated documents in court disclosure in the Perks v RBS case. 3. That the Perks were the victims of a miscarriage of Justice that cost them millions. Why did you ask for the evidence and then do nothing with it? I am challenging @NCA_UK because they cannot explain why the refused to meet a whistle-blower who was trained @NatWestGroup by the Regional Directors wife to forge signatures. The @NCA_UK also misled Parliament stating in cases like @efgbricklayer that they had investigated the case when they had not even spoken to him. @TheFCA had a vested interest in closing this down because former CEO Andrew Bailey now Governor of @bankofengland had the signature forgery trainers name in the Norfolk region & the name of the whistle-blowers exposing this before he misled @CommonsTreasury that the FCA did not know who they were & were 'trawling their files for evidence', when it was all in his in box, as @BankConfidenti1 can prove. You were in control of confidential financial information from circa 800 individuals, I am now told that some people have electronic copies of that information & have set up a claims firm to exploit it. Tens of thousands if not hundreds of thousands of bank fraud victims have lost businesses, homes and much more due to banks fabricating loan, personal guarantee and security documents. As custodian of the campaign how dare you do nothing in 4 years and pretend it is still running... I am calling on you publicly to explain what you know, whether and how other parties got their hands on the confidential information & to hand over what you are clearly not capable of running to @appgonifandffs I will keep investigating & I will get to the bottom of this. Victims of bank fraud are owed Justice & you are clearly not the person to deliver that for them. @efgbricklayer @MLorrM @ArturNadol7566 @mickmor16921994 @CarshaltonArt @TransparencyTF @james_glanville @hungrybankrupt

What I will say is that @Carlier_J87 has highlighted serious & warranted concerns I agree with. He has over the years disclosed numerous & serious malpractices in banks & financial firms, whilst instead of being supported by @TheFCA being attacked by them. On these issues whistleblowers now need to stand together, but not behind WBUK, their offering is too tainted. Baroness Kramer has led the way, the Investment Frauds APPG supports reform of PIDA I believe. Maybe time for us all to get together & work this out. I understand your righteous anger more than many but let's make this drive results for the people who really matter. Those no longer with us and the family's they leave behind. @bankconfidenti1

Dear Julian Watts, I've asked you privately which you have ignored and therefore I will now ask you publicly. What did you ask me to take 1 week out of my diary to provide a complete description of fabricated @NatWestGroup court disclosure documents & tell me it was prime evidence & I would be meeting with you and the NCA, when you now tell me I had missed the cut off and IN 4 YEARS you have done nothing with those documents. Why did you tell @Nat_Worst when he gave you evidence naming the @NatWestGroup signature forgery trainer, that he would be meeting the NCA when 4 YEARS LATER that hasn't happened. Is what I am being told correct, that other persons have copies of the files and have set up a claims management firm to exploit the information? Why have you after 4 communications ignored/failed to answer that question? Why are you saying you are in a dialogue with the NCA and preparing a new batch of evidence when the NCA wrote to Mark Wright (see below) on 21 December 2023 to confirm the investigation was closed. Are you still being supported by @APPGbanking and if so why have they and you done NOTHING IN 4 YEARS? Who gave you permission to give a full set of the files to @kevinhollinrake I certainly didn't and the documents I provided were legally privileged. Do you realise the severity of the issue if those highly confidential files, including several hundred from me that were legally privileged, have been improperly disclosed? Was @BankSigForgeCam just like the @SMEAllianceLtd & @APPGbanking just a 'get rich quick' vehicle for the Directors & controllers of many genuine bank victims evidence? Have you had a deal based on the information you collected from hundreds of genuine bank victims? The truth will out... @ICOnews @HoCStandards @TransparencyTF @appgonifandffs @BankConfidenti1 @efgbricklayer @CarshaltonArt @mickmor16921994 @james_glanville @EmilyBuchanan1 @jameshurley @Ian_Fraser @bleating_lamb @MLorrM @BomberMorgan

At some point I am going to produce a report on SME "Stockholm Syndrome". SMEs repeatedly mis-advised, misled, let down and abused by their 'professional advisers'. Most of whom are looking after their own interests & currying favour with the institutions abusing their clients. @BankConfidenti1 @BomberMorgan @efgbricklayer @bleating_lamb @james_glanville @mickmor16921994 @CarshaltonArt @AlliMiddleton1 @Nat_Worst

Maybe a few months in jail to see how innocent Post Masters were treated might teach him a lesson. Meanwhile honest MPs warn Ministers not to 'do an Ed Davey' on the biggest scandal yet to be exposed, Hidden Credit Lines & mass theft & fraud on UK SMEs around the time of the financial crisis by @NatWestGroup @LloydsBank & @hmtreasury @BankConfidenti1 @TransparencyTF @appgonifandffs @CarshaltonArt @mickmor16921994 @efgbricklayer @james_glanville @MLorrM @TheCrosskeysInn

What about financial support for farmers? Are you aware that bailed out banks like @NatWestGroup are 'de-banking' farmers to get rid of 2-3/base loans then funding third tier lenders to offer the same loans at 7-8/base. Is this the thanks farmers & SMEs get for @hmtreasury using hundreds of billions to save UK banks. @appgonifandffs @johnmcdonnellMP @labourlewis @premsikka @TransparencyTF @bombermorgan @bankconfidenti

After numerous discussions with lawyers and counsel about behaviours by lawyers, Insolvency Practitioners & other 'Professionals, relating to financial frauds and deception, I believe we should now re-name the Fraud Act, the 'People's Fraud Act'. Whilst you and I and ordinary people like us, the Postmasters or those charged with benefits over-claims can face criminal investigation, charges and imprisonment, that is not so in the 'Professional' world. It seems that Fraud is something none of the 'Professionals' will recognise or discuss, when its other 'Professionals' attempting to facilitate the theft even of millions. In fact we should now call it the 'People's Fraud (Excluding White Collar Fraud) Act, so we are all clear how it all works... @BomberMorgan @johnmcdonnellMP @premnsikka @TransparencyTF @appgonifandffs @BankConfidenti1 @MLorrM @efgbricklayer @MLorrM @mickmor16921994 @james_glanville @AlliMiddleton1 @ArturNadol7566 @bleating_lamb @CarshaltonArt