Dear @Zelle , can you work with @mercury ?

When it comes to personal agents, Grokbot is my new favorite. Way less ignoring safety guardrails. I really can get things done. And their virtual machine is pretty awesome.

When I launched Harbor Notes I put the price promise in writing: no increase for 3 years, then capped at 10% a year. It's also saved as a dated note inside every new account. I was a long-time Evernote user and watched the price keep climbing. I wanted the opposite. Founders, would you commit to a cap like that?

I love personal AI agents like Dots and Muse, but the constant restrictions are exhausting. I want to delegate a task and let it get done. The first company that gives me that freedom wins my business.

After @bendingspoons announced their IPO I decided I was going to short the stock to offset my increased @evernote subscription. I did short it via a Put. Just closed the position today. Instead of offsetting my Evernote subscription it fully funded the development of @HarborMyNotes I have to admit I am sort of proud of this trade. When a company does something shitty. Make lemonade!!

Harbor Puts Its Price on the Page While Evernote Keeps Raising Its Own startupfortune.com/harbor-pu…

I'm a software developer, not an ad creator. But I'm certainly honing in on my skills thanks to the help of AI.

Me pissing claude off!

1/ The FDIC just approved @Mercury Bank, N.A.'s application for deposit insurance. One step closer to opening Mercury Bank!. There is still work between here and opening Mercury Bank’s virtual doors, which should happen in 2027. I started Mercury in 2017 because I wanted to build the bank I wished had existed when I was running my previous companies. Going from a fintech with bank partners to a tech company with an actual bank has been the vision from the beginning.

Hello world! It's been a hot moment. Don't worry, the lights were always on. cloudmanic.com/blog/the-ligh…

Sort of a cheesy commercial..... But pretty impressed. ChatGPT did this with one prompt. I bet with a few more refinements, this could turn into something that's not too bad. #Evernote vs. @HarborMyNotes

A pretty great accounting workflow: Claude reviews the inbox and pulls out Harbor-related expenses, connects to @mercury for income received, files everything into @skyclerk, then creates/updates monthly and yearly P&L statements in Harbor and sends the results to Slack. Hours of bookkeeping compressed into a few minutes.

I'm moving on from @PlausibleHQ . Great product. I just think the company has gotten full of itself.

Love logging in and seeing kind words about @HarborMyNotes teddit.net/r/HarborNotes/com…

I've been a landlord for years. Most of my rentals are month to month. Other landlords think I'm crazy. I don't. If a tenant wants to leave, I don't want to hold them hostage. If I'm not delivering what I promised, they should be able to hold me accountable. SaaS should work the same way. An annual discount benefits both sides. The company gets cash upfront and saves on processing fees. The customer gets a lower price. It shouldn't give the company permission to change the deal, lock the customer out, demand more money, and refuse a prorated refund. That's not retention. It's a hostage situation. Software gets easier to replace every day. Lock-in is getting dumber, not smarter. Earn the customer. Keep them because they're delighted to stay.

Tried Codex out today for the first time. Not too bad.

This is the worst way to start a Monday!